Joseph Howard Spano

Current Employers

The Spano Group Wealth Managers

Meadowlark Drive 50, President & Ceo, WV 25545 • United States

Current Registrations

Authority	Category	Status	Date
WV	RA	APPROVED	2023-08-01

WV RA
APPROVED

Since 2023-08-01

Branch Locations

Meadowlark Drive 50, President & Ceo, WV 25545 • United States

Disclosures

2 disclosure categories reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint Yes
Termination Yes

Employment History

Organization	City	State	From	To
Cetera Advisors Llc	Denver	CO	10/2016	10/2017
Transamerica Financial Advisors, Inc	Charleston	WV	09/2017	09/2018
Investors Capital Corporation	Charleston	WV	02/2015	10/2016
Transamerica Agency Network	Charleston	WV	10/2016	09/2018
Consolidated Wealth Management Llc	Charleston	WV	04/2013	10/2017
Lombard Securities Incorporated	Baltimore	MD	10/2018	11/2018
Potter & Spano Financial Group	Charleston	WV	10/2018	Present
Freedom Financial Advisors	Charleston	WV	07/2022	Present

10/2016 → 10/2017

Cetera Advisors Llc

Denver, CO
09/2017 → 09/2018

Transamerica Financial Advisors, Inc

Charleston, WV
02/2015 → 10/2016

Investors Capital Corporation

Charleston, WV
10/2016 → 09/2018

Transamerica Agency Network

Charleston, WV
04/2013 → 10/2017

Consolidated Wealth Management Llc

Charleston, WV
10/2018 → 11/2018

Lombard Securities Incorporated

Baltimore, MD
10/2018 → Present

Potter & Spano Financial Group

Charleston, WV
07/2022 → Present

Freedom Financial Advisors

Charleston, WV

Previous Registrations

2023-05-05 → 2023-08-01

Jondaknows Financial Group, Inc.

Huntinton, WV
2022-07-08 → 2023-06-02

Freedom Financial Advisors, Llc

South Charleston, WV
2018-10-24 → 2022-11-08

Patriot Financial Consulting

Charleston, WV

South Charelston, WV

Ona, WV

Ona, WV
2018-02-12 → 2018-09-24

Transamerica Financial Advisors, Llc

Charleston, WV

American Fork, UT
2017-10-05 → 2018-01-03

Transamerica Financial Advisors, Llc

Charleston, WV

Charleston, WV

American Fork, UT
2016-10-03 → 2017-09-27

Cetera Advisors Llc

Charleston, WV
2015-03-16 → 2016-10-03

Investors Capital Corp.

Charleston, WV

Lynnfield, MA

Lynnfield, MA

Charleston, WV

Lynnfield, MA
2013-05-02 → 2015-03-19

Voya Financial Advisors, Inc.

Independence, OH

Charleston, WV
2009-03-31 → 2013-04-25

Valic Financial Advisors, Inc.

Seven Fields, PA
2005-12-06 → 2009-04-24

Msi Financial Services, Inc.

Columbia, MD

Charleston, WV

Atlanta, GA

Huntington, WV

Springfield, MA

Springfield, MA

Fairfax, VA
2003-05-07 → 2005-12-31

Metlife Investment Fund Services Llc

Alpharetta, GA

Other Businesses

LONE CEDAR, LLC - REAL ESTATE HOLDING COMPANY - 1 hr/mo during non-trading Sells Annuities and Life Insurance through Federal Benefit Consulting LLC. approximately 50 hours per month.

Exams

Code	Exam	Date
S63	Uniform Securities Agent State Law Examination	2002-02-07

S63 Uniform Securities Agent State Law Examination

2002-02-07

Other Names

Joseph Howard Spano
Joe Spano
Joseph H Spano
Joseph Howard Spano
Joseph Howard Spano
Joe Spano
Joseph Howard Spano

View on SEC IAPD