Kathleen Case Joyal

Employer firm

Merrill Lynch, Pierce, Fenner & Smith Incorporated CRD 7691

$1.78T regulatory AUM 16,844 advisory clients

Reported services (Item 5G)

• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars
• PERFORMANCE MEASUREMENT REPORTS, ALLOCATION MODELING, IPS, RESEARCH REPORTS AND SERVICES, SEE SCHEDULE D

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 08/1983 → Present
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Bridgewater Township, NJ
• 12/2009 → Present
  Bank Of America,Na
  Bridgewater, NJ

Other Businesses

I*3181282 Entity Type: Fiduciary role Name of OBA: K. C J. EXEC EST OF L. C. Address: Branchburg, New Jersey, 08853 Investment Related: No Position, Title, Association: Executor Employee Start Date: 11/17/2025 Number of Hours: 1, Weekly Number of Hours during trading: 0 Duties: Executor/ Self, Siblings

Exams

• S65 Uniform Investment Adviser Law Examination
  1995-05-30
• S63 Uniform Securities Agent State Law Examination
  1984-06-01