Jay Robert Penney

Employer firm

Encompass More Asset Management LLC CRD 322382

$985M regulatory AUM 28 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (pooled vehicles)

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 04/2000 → 09/2016
  Jay R. Penney, Llc
  Scottsdale, AZ
• 08/2016 → 08/2025
  Ashton Thomas Private Wealth, Llc
  Scottsdale, AZ
• 08/2016 → 07/2018
  Peachcapsecurities, Inc.
  Atlanta, GA
• 08/2016 → 08/2025
  Ashton Thomas Insurance Agency
  Scottsdale, AZ
• 08/2018 → 08/2025
  M.S. Howells & Co.
  Scottsdale, AZ
• 08/2025 → Present
  Encompass More Asset Management Llc
  Danville, CA
• 08/2025 → Present
  Encompass More Investments, Llc
  Danville, CA

Previous Registrations

• 2016-08-12 → 2025-08-19
  Ashton Thomas Private Wealth
  Scottsdale, AZ
• 2009-01-02 → 2016-08-16
  Geneos Wealth Management, Inc.
  Scottsdale, AZ
  Englewood, CO
• 2006-12-19 → 2009-01-07
  Usf Advisors, Llc
  Houston, TX
• 2000-04-25 → 2006-12-20
  Cetera Advisors Llc
  Scottsdale, AZ

Other Businesses

1) Encompass More Asset Management, LLC; Investment-related; 390 Diablo Road, Suite 100, Danville CA 94526; Registered Investment Advisor; Registered Representative; Start: 08/2025; Investment Advisory Services to Clients; 10 hrs./month devoted during trading hrs.; maintaining client relationships and supporting their investments and financial planning needs. 2) Jay R. Penney, L.L.C.; Not-Investment related; 5116 E. Wagoner Rd., Scottsdale AZ 85254; an S- Corporation; Owner 100%; Start: 04/2000; 4 hrs./devoted; 30 hrs. during trading hrs.; an S-Corporation through which I receive by business revenues, including advisory fees and commissions; Sole employee since 2016. The LLC collects all earned income, pays salary, and contributes to a qualified retirement plan. Each year, I file a corporate return; the S-Corp's net profit passes through to me, along with a W-2 for my salary. The business does not engage in activities outside my wealth management practice.

Exams

• S65 Uniform Investment Adviser Law Examination
  1998-05-12
• S63 Uniform Securities Agent State Law Examination
  1983-08-29

Designations

• Certified Financial Planner
• Chartered Financial Analyst