John Paul Bernier

Employer firm

Cambridge Investment Research Advisors, Inc. CRD 134139

$139B regulatory AUM 68,815 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Market timing

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 01/2004 → Present
  Cambridge Investment Research, Inc
  Fairfield, IA
• 01/2004 → Present
  Ing Financial Partners, Inc.
  Des Moines, IA
• 04/2010 → Present
  Cambridge Investment Research Advisors, Inc.
  Fairfield, IA

Previous Registrations

• 2004-01-01 → 2004-01-13
  Voya Financial Advisors, Inc.
  Des Moines, IA
• 1999-11-08 → 2004-01-01
  Locust Street Securities, Inc.
  Woodstock, CT
• 2000-04-05 → 2002-08-26
  Bts Asset Management, Inc.
  Woodstock, CT

Other Businesses

1) INDEPENDENT INSURANCE AGENT FOR VARIOUS INDEPENDENT INSURANCE COMPANIES. 2) CIRA, 1776 PLEASANT PLAIN RD, FAIRFIELD, IA, AS ADVISORY REP OF A RIA, INV REL, 80 HR/MO - 40 HR/MO TRADING. SEE EMPLOYMENT FOR START DATE.

Exams

• S65 Uniform Investment Adviser Law Examination
  1998-09-28
• S63 Uniform Securities Agent State Law Examination
  1992-07-13

Designations

• Certified Financial Planner