Barbara Frances Duffield

Employer firm

Osaic Wealth, Inc. CRD 23131

$235B regulatory AUM 56,660 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 12/1978 → Present
  The Duffield Financial Group
  Concord, MA
• 10/1981 → Present
  Self-Employed Financial Planner
  Norfolk, MA
• 01/1995 → 11/2023
  Fsc Securities Corporation
  Concord, MA
• 11/2023 → Present
  Osaic Wealth, Inc.
  Concord, MA

Previous Registrations

• 2000-01-01 → 2023-11-03
  Fsc Securities Corporation
  Concord, MA
  Newton, MA
  Arlington, MA

Other Businesses

1) BARBARA F. DUFFIELD POSITION: Insurance Broker NATURE: Sole Proprietorship INVESTMENT RELATED: Yes NUMBER OF HOURS: 0 SECURITIES TRADING HOURS: 0 START DATE: 06/01/1979 ADDRESS: 118 Silver Hill Road, Concord MA 01742 DESCRIPTION: I maintain an Insurance Broker's license for the purpose of offering/selling insurance products to clients and/or providing them with advice about insurance products. I have not actually sold an insurance product to a client for at least 15 years. Nonetheless, a client could materialize in which the need for an insurance product was present. I will therefore continue to maintain my Insurance Broker's license. Also, in order to service the insurance and annuity contracts for which I serve as Broker-of-Record, and for supervisory purposes, I need to maintain my Insurance Broker's license. 2) DUFFIELD FINANCIAL GROUP, INC. POSITION: INVESTMENT ADVISORY REPRESENTATIVE NATURE: Corporation - INVESTMENT RELATED: Yes NUMBER OF HOURS: 80 SECURITIES TRADING HOURS: 40 START DATE: 10/12/1981 ADDRESS: 118 Silver Hill Road, Concord MA 01742, United States DESCRIPTION: FOR NEW CLIENTS, I REVIEW THEIR INVESTMENT NEEDS AND GOALS WITH THEM, EDUCATE THEM WITH RESPECT TO THEIR INVESTMENT OPTIONS AND IMPLEMENT THEIR INVESTMENT DECISIONS. FOR EXISTING CLIENTS, I REVIEW THEIR INVESTMENT PORTFOLIOS (BOTH INDEPENDENTLY AND WITH THEM), DISCUSS THEIR GOALS AND POSSIBLE CHANGE IN CIRCUMSTANCES, RECOMMEND CHANGES IF NEEDED AND IMPLEMENT THOSE CHANGES IF CLIENTS SO DESIRE. 3) BARBARA F. DUFFIELD POSITION: Owner NATURE: I own a condominium (1155 Ash Street, # 407, Denver, CO 80220) which I rent to my brother (a low-functioning individual). I do not make a profit from this arrangement, as the rent I receive covers less than half of the related expenses (mortgage, taxes, insurance, Association fees, maintenance, etc.). INVESTMENT RELATED: No NUMBER OF HOURS: 8 SECURITIES TRADING HOURS: 0 START DATE: 04/09/2018 ADDRESS: 118 Silver Hill Road, Concord MA 01742 DESCRIPTION: I maintain the condo in good operating condition (through third party contractors), in accordance with the Homeowners' Association bylaws. 4) PARKWAY TOWERS CONDOMINIUM ASSOCIATION FINANCE COMMITTEE POSITION: Finance Committee member NATURE: This is not a business, per se. It's a committee being formed to help advise the HOA Board (of a condominium building in which I own a unit) on financial matters. INVESTMENT RELATED: Yes NUMBER OF HOURS: 0 SECURITIES TRADING HOURS: 1 START DATE: 07/08/2025 ADDRESS: 1155 Ash Street, Denver CO 80220 DESCRIPTION: Over remote meetings to be held no less frequently than quarterly, to:1) Provide advice to, and generate ideas for the HOA Board, to help ensure the long-term financial stability and well-being of the condominium building and community. 2) Research, develop, and present recommendations that support the HOA Board's initiatives and the overall mission of the HOA. 3) Funnel ideas and findings to the HOA Board for review and ultimate decision-making. 4) Foster community engagement and reinforce the shared goals of the Association. 5) Budget Preparation: Assist the HOA Board with preparation of the annual budget and other financial documents as needed. 6) Financial Oversight: To regularly review the HOA's financial statements, including balance sheets, income statements, and cash flow reports, to ensure accuracy and identify any potential issues, discrepancies, or cost savings. 7) Developing Financial Policies: Assist in developing and recommending financial policies and procedures related to budgeting, spending, reserves, and investments. 8) Reserve Fund Management: Oversee the reserve fund, ensuring adequate funds are being set aside for future major repairs and replacements. 9) Financial Reporting: Help prepare financial reports for the HOA Board and homeowners, ensuring transparency and clear communication about the HOA's financial health.10) Identify assets and financial opportunities that may benefit the community.

Exams

• S65 Uniform Investment Adviser Law Examination
  1994-11-28
• S63 Uniform Securities Agent State Law Examination
  1984-08-13