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Current Employers
Merrill Lynch, Pierce, Fenner & Smith Incorporated

One Bryant Park, New York, NY 10036 • United States

Current Registrations

AuthorityCategoryStatusDate
CA RA APPROVED 2025-09-30
TX RA APPROVED_RES 2025-07-18
  • CA RA
    APPROVED
    Since 2025-09-30
  • TX RA
    APPROVED_RES
    Since 2025-07-18

Branch Locations

4900 Hopyard Rd, Pleasanton, CA 94588 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

  • Regulatory action No
  • Criminal No
  • Bankruptcy No
  • Civil judicial No
  • Bond No
  • Judgment / lien No
  • Investigation No
  • Customer complaint No
  • Termination No
Employment History
OrganizationCityStateFromTo
Wells Fargo Bank, N.A. El Cerrito CA 05/2007 05/2017
Wells Fargo Advisors Llc El Cerrito CA 01/2011 11/2016
Wells Fargo Clearing Services, Llc El Cerrito CA 11/2016 05/2017
Citigroup San Lorenzo CA 05/2017 06/2024
Merrill Lynch, Pierce, Fenner & Smith Incorporated Pleasanton CA 06/2025 Present
Kheystone Management Company Oakland CA 10/2020 Present
Kheystone Training Oakland CA 01/2015 Present
Bank Of America, N.A. Pleasanton CA 07/2025 Present
  • 05/2007 → 05/2017
    Wells Fargo Bank, N.A.
    El Cerrito, CA
  • 01/2011 → 11/2016
    Wells Fargo Advisors Llc
    El Cerrito, CA
  • 11/2016 → 05/2017
    El Cerrito, CA
  • 05/2017 → 06/2024
    Citigroup
    San Lorenzo, CA
  • 06/2025 → Present
    Pleasanton, CA
  • 10/2020 → Present
    Kheystone Management Company
    Oakland, CA
  • 01/2015 → Present
    Kheystone Training
    Oakland, CA
  • 07/2025 → Present
    Bank Of America, N.A.
    Pleasanton, CA
Previous Registrations
  • 2017-05-09 → 2024-06-07
    San Francisco, CA
    Pleasant Hill, CA
    San Lorenzo, CA
    Castro Valley, CA
    Fresno, CA
    Dublin, CA
    Los Angeles, CA
    Piedmont, CA
    Oakland, CA
  • 2011-01-03 → 2017-05-03
    San Lorenzo, CA
    Walnut Creek, CA
    El Cerrito, CA
    San Leandro, CA
    Walnut Creek, CA
  • 2009-08-05 → 2011-01-03
    Wells Fargo Investments, Llc
    San Leandro, CA
    San Lorenzo, CA
Other Businesses

I*2588307, Entity Type Entity For Profit, Name of OBA: Kheystone Management Company Address:OaklandCalifornia94619 Investment Related: No Position, Title, Association: Owner Employee Start Date:07/04/2025 No Hours:15 weekly No Hours during trading:0 Duties: Owner of the company Commercial Property Management and Equine Services I*2590266, Entity Type Entity Charitable, Name of OBA: Hayward Hills Congregation of Jehovah's Witnesses Hayward Ca Address: Hayward California 94548 Investment Related: No Position, Title, Association: Committee, Board Member Employee Start Date: 07/04/2025No Hours: 10 weekly No Hours during trading: 0 Duties: Secretary, Non profit Bible Education I*2590267, Entity Type, Name of OBA: Rental Property 1 Address: San Leandro California 94577 Investment Related: No Position, Title, Association: Co-owner with other family members Employee Start Date: 07/04/2025 No Hours: 1 monthly No Hours during trading: 0 Duties: I*2590268, Entity Type Entity For Profit, Name of OBA: Kheystone Training Address:OaklandCalifornia94619 Investment Related: No Position, Title, Association: Owner Employee Start Date: 07/04/2025No Hours: 2 monthly No Hours during trading: 0 Duties: Purchase Train and Sell Horses, Equine Brokerage and Training Services

Exams
CodeExamDate
S66 Uniform Combined State Law Examination 2009-08-04
  • S66 Uniform Combined State Law Examination
    2009-08-04
Other Names
  • Anthony Michael Ricardo

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