Frances Terkowitz Goldstein

Current Employers

Morgan Stanley

2000 Westchester Avenue, Purchase, NY 10577-2530 • United States

Current Registrations

Authority	Category	Status	Date
TX	RA	APPROVED_RES	2026-02-09
NJ	RA	APPROVED	2015-04-07

TX RA
APPROVED_RES

Since 2026-02-09
NJ RA
APPROVED

Since 2015-04-07

Branch Locations

Mack Center Iv, South 61, Paramus Road, Paramus, NJ 07652 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint Yes
Termination No

Employment History

Organization	City	State	From	To
Morgan Stanley	Paramus	NJ	04/2015	Present
Morgan Stanley Private Bank, National Association	New York	NY	06/2015	Present

04/2015 → Present

Morgan Stanley

Paramus, NJ
06/2015 → Present

Morgan Stanley Private Bank, National Association

New York, NY

Previous Registrations

2006-07-13 → 2015-04-13

Ubs Financial Services Inc.

Paramus, NJ
2002-06-12 → 2006-07-21

Citigroup Global Markets Inc.

Paramus, NJ

Paramus, NJ

Paramus, NJ

Other Businesses

HELAINE SHIMEL, 49 FRAME ROAD, BRIARCLIFF MANOR, NEW YORK. 8/22/06, TRUSTEE, 4 HOURS PER MONTH. - FRAN GOLDSTEIN HAWORTH, NJ 07641 - PURCHASE OF ANTIQUES AND OCCASIONAL SALE

Exams

Code	Exam	Date
S65	Uniform Investment Adviser Law Examination	1992-04-01
S63	Uniform Securities Agent State Law Examination	1980-10-15

S65 Uniform Investment Adviser Law Examination

1992-04-01
S63 Uniform Securities Agent State Law Examination

1980-10-15

Other Names

Francis Marion Goldstein
Francis Marion Terkowitz

View on SEC IAPD