James Andrew Lobato

Employer firm

Charles Schwab & Co., Inc. CRD 5393

955,800 advisory clients

Reported services (Item 5G)

• Financial planning
• Selection of other advisers
• WRAP FEE PROGRAM SPONSOR AND FINANCIAL PLANNING ADVISOR REFERRAL PROGRAM

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 06/2006 → Present
  Charles Schwab & Co., Inc.
  Lone Tree, CO

Other Businesses

1) Healing Waters Ministries | Investment Related:No|6475 W 29th Ave |Wheat Ridge|CO|80214|USA|Nonprofit Charitable Organizations|Pastor and Board Member|2/18/2019|20-40|0|Responsible for holding the Senior Pastor accountable to the spiritual and financial health of the church as part of a board of 6 directors (3 deacons and 3 administrators). Responsible for overseeing ministries and supporting volunteers in their duties to fulfill the church's vision. 2) Colorado UpLift|Investment Related:No|400 W 48th Ave #250;Denver;CO;80216;USA|Nonprofit Charitable Organizations|Board Member|2025-08-28|HoursPerMonth:Less than 20|HoursSpentduringSecurityTrading:0|Board members participate in one of four committees: Campus, College & Career, Event Revenue, and Community Outreach. Each member also provides financial support through charitable donation and actively recruits new members.

Exams

• S66 Uniform Combined State Law Examination
  2017-10-06
• S63 Uniform Securities Agent State Law Examination
  2006-07-10