Matthew Horton

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 11/2014 → Present
  Joseph Palumbo, Financial & Tax Services
  Baltimore, MD
• 05/2018 → 09/2025
  Avantax Investment Services, Inc.
  Baltimore, MD
• 10/2019 → Present
  Palumbo Financial And Tax Services, Llc
  Baltimore, MD
• 02/2021 → 09/2025
  Avantax Advisory Services
  Glen Burnie, MD
• 09/2025 → Present
  Cetera Wealth Services, Llc
  Baltimore, MD
• 09/2025 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2021-02-12 → 2025-09-05
  Avantax Advisory Services
  Glen Burnie, MD
  Baltimore, MD

Other Businesses

1) Joseph Palumbo, Financial & Tax Services~1500 Bolton St~Baltimore~MD~21217~Other~Other~11/1/2014~160hrs~1hrs~I prepare tax returns. I provide bookkeeping and after the fact pay roll reports to businesses. Finally I respond to tax related questions from our clients. 2) PALUMBO FINANCIAL AND TAX SERVICES, LLC POSITION: Member NATURE: I am a partner in the LLC.I provide tax and accounting services. INVESTMENT RELATED: No NUMBER OF HOURS: 120 SECURITIES TRADING HOURS: 120 START DATE: 01/01/2022 ADDRESS: 802 Landmark Dr, Suite 111, Glen Burnie MD 21061, United States DESCRIPTION: Accounting, Bookkeeping, Filing Tax Returns, Tax Planning, After the fact payroll services. 3) ROWHOUSE FINANCIAL PARTNERS POSITION: Partner/Owner NATURE: We are renaming Palumbo Financial & Tax Services to Rowhouse Financial Partners. We will be doing financial planning and related services as well tax preparation and planning. INVESTMENT RELATED: No NUMBER OF HOURS: 160 SECURITIES TRADING HOURS: 130 START DATE: 10/01/2023 ADDRESS: 802 Landmark Dr, Suite 111, Glen Burnie MD 21061, United States DESCRIPTION: AccountingBookkeepingPreparing Tax ReturnsTax PlanningRegular financial statements for business clients 4) Palumbo Financial and Tax Services, LLC (1); Member; I am a partner in the LLC.I provide tax and accounting services.; NIR; 120; 01/01/2022; 802 Landmark Dr Glen Burnie MD 21061; Accounting, Bookkeeping, Filing Tax Returns, Tax Planning, After the fact payroll services

Exams

• S66 Uniform Combined State Law Examination
  2021-02-05

Designations

• Certified Financial Planner