Joseph John Palumbo

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 11/2001 → Present
  Joseph J Palumbo, Cpa
  Glen Burniel, MD
• 09/1999 → Present
  Cr, Inc
  Glen Burnie, MD
• 04/2006 → 09/2025
  Avantax Investment Services
  Glen Burnie, MD
• 01/2007 → 09/2025
  Avantax Advisory Services
  Glen Burnie, MD
• 03/2016 → 09/2025
  Avantax Insurance Agency, Llc
  Glen Burnie, MD
• 01/2017 → 12/2018
  Tickmark Inc
  New York, NY
• 04/2018 → 10/2021
  Magnolia Grandiflora Llc
  Baltimore, MD
• 09/2020 → Present
  Palumbo Financial & Tax Services Llc
  Baltimore, MD
• 09/2025 → Present
  Cetera Wealth Services, Llc
  Glen Burnie, MD
• 09/2025 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2007-01-16 → 2025-09-05
  Avantax Advisory Services
  Glen Burnie, MD
  Glen Burnie, MD

Other Businesses

1) CR Inc. (Crossroads Inc.) 119 Hollywood Dr~Glen Burnie MD Vice President~1/1/2000~2hrs~2hrs~Bus. Cat: Amusement Company Position: 5% owner V. President 2) Joseph J. Palumbo CPA 244 Robert St~Glen Burnie MD Tax Preparation/Accounting~Owner/Sole Proprietor~10/1/2005~80hrs~160hrs~Tax/accounting 3) Palumbo Financial & Tax Services LLC 1500 Bolton St Baltimore MD Accounting Services/Tax Preparation 9/18/2019~80hrs~80hrs~I will prepare taxes and perform accounting duties for clients 4) GATIKE, LLC POSITION: Owner NATURE: Investment in partial ownerships of Restaurant franchises INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 07/01/2021 Baltimore MD DESCRIPTION: Investment only 5) 2209 RED BUD RENTALS LLC POSITION: Member NATURE: Single family home Short term Rentals INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 12/06/2021 ADDRESS: 2229 Settlers Valley Way, Lost City WV 26810, United States DESCRIPTION: Renting of residential real estate 6) ROWHOUSE FINANCIAL PARTNERS POSITION: Member NATURE: DBA of Palumbo Financial and Tax Services LLC Tax and Financial Services INVESTMENT RELATED: No NUMBER OF HOURS: 130 SECURITIES TRADING HOURS: 130 START DATE: 09/30/2023 ADDRESS: 802 Landmark Dr, Suite 111, Glen Burnie MD 21061 DESCRIPTION: Managing member, Tax and accounting and financial services 7) DOVE RUN RETREAT LLC POSITION: Member NATURE: Real Estate Development INVESTMENT RELATED: Yes NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 1 START DATE: 10/07/2024 ADDRESS: 2229 Settlers Valley Way, Lost City WV 26810, United States DESCRIPTION: I am keeping the books and project managing the development of this land as a single family residence to sell 8) HUNDRED ACRE WOODS LLC POSITION: Member NATURE: Real Estate Development INVESTMENT RELATED: Yes NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 1 START DATE: 10/07/2024 ADDRESS: 2229 Settlers Valley Way, Lost City WV 26810, United States DESCRIPTION: I am maintaining the books and we are subdividing the land and having houses built to sell. My activities include managing the project around this subdividing and building 9)Maryland Society of Accountants PAC; Treasurer/Comptroller; Government; NIR; 0; 09/26/2017; 10630 Little Patuxent Pkwy , Ste 146 Columbia MD 21044; Sign checks and produce report for the PAC. No authority to make decisions on behalf of PAC. Strictly Administrative

Exams

• S65 Uniform Investment Adviser Law Examination
  2006-12-19
• S63 Uniform Securities Agent State Law Examination
  2006-06-28

Designations

• Certified Financial Planner

Other Names

• Joe John Palumbo