Luke Kulczyk Suminski

Employer firm

Ae Wealth Management, LLC CRD 282580

$49.8B regulatory AUM 10 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Periodicals / newsletters

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 02/2014 → 04/2019
  Thrivent Investment Management Inc
  Frankenmuth, MI
• 07/2014 → 04/2019
  Thrivent Financial
  Appleton, WI
• 04/2019 → 10/2022
  Oppenheimer & Co
  Frankenmuth, MI
• 08/2023 → Present
  Mcintosh And Associates Financial, Llc
  Freeland, MI
• 08/2023 → Present
  Ae Wealth Management, Llc
  Topeka, KS
• 10/2022 → Present
  Mcintosh & Associates, Inc.
  Freeland, MI
• 09/2025 → Present
  Mymichigan Foundation
  Saginaw, MI
• 09/2025 → Present
  Focus Wealth Planning
  Freeland, MI

Other Businesses

1.)MCINTOSH AND ASSOCIATES, INC; YES INVESTMENT RELATED;8282 Midland Rd., FREELAND, MI 48623; INSURANCE SALES; RELATIONSHIP ADVISOR; START DATE: 06/2022; APPROX 80 HRS/MONTH; APPROX 80 HRS/MONTH DURING TRADING; INSURANCE SALES AND SERVICES. 2.)MUTH UNITED FC; NOT INVESTMENT RELATED; PO BOX 162, FRANKENMUTH, MI 48734; SPORTS PROMOTING; PAST-PRESIDENT; START DATE 01/2019; APPROX 02 HRS/MONTH; APPROX 02 HRS/MONTH DURING TRADING; VOTES ON SPENDING, STRUCTURE, AND FURTHERING THE SPORT IN THE LOCAL COMMUNITY. 3.)FRANKENMUTH CITY - ECONOMIC DEVELOPMENT COMPANY; NOT INVESTMENT RELATED; 240 W. GENESEE STREET, FRANKENMUTH, MI 48734; DEVELOPMENT COMPANY; VOTING MEMBER; START DATE 01/2022; APPROX 03 HRS/MONTH; APPROX 03 HRS/MONTH DURING TRADING; MONTHLY MEETING TO FURTHER THE INTEREST OF THE CITY/COMMUNITY. 4.)ASCENSION ST. MARY'S FOUNDATION; NOT INVESTMENT RELATED; 800 S WASHINGTON AVE, SAGINAW, MI 48601; HOSPITAL FOUNDATION; VICE CHAIRMAN; START DATE 01/2019; APPROX 02 HRS/MONTH; APPROX 02 HRS/MONTH DURING TRADING; ASSIST THE CHAIRMAN IN THE RUNNING OF MEETINGS. 5.)ASCENSION ST. MARY'S FOUNDATION FINANCE BOARD; NOT INVESTMENT RELATED; 800 S WASHINGTON AVE, SAGINAW, MI 48601; HOSPITAL FOUNDATION; VOTING MEMBER; START DATE 01/2016; APPROX 02 HRS/MONTH; APPROX 02 HRS/MONTH DURING TRADING; VOTES ON SPENDING PROPOSALS, OVERSEES ASSETS OF THE FOUNDATION, AND ENSURES PROPER SPENDING. 6.)FRANKENMUTH CITY PLANNING COMMISSION; NOT INVESTMENT RELATED; 240 W GENESEE ST, FRANKENMUTH, MI 48734; COORDINATE AND APPROVE FUTURE PLANS WITHIN CITY; POSITION: VOTING BOARD MEMBER; START DATE 08/2025; APPROX. 2 HOURS A MONTH; APPROX. 8 HOURS DURING TRADING; REVIEW AND APPROVE PROPOSED BUSINESSES. 7.) MY MICHIGAN FOUNDATION; INVESTMENT RELATED: NO; 800 S WASHINGTON AVE, SAGINAW MI 48601, UNITED STATES; THE FOUNDATION RAISES MONEY TO INVEST IN HOSPITAL PROJECTS LIKE BUYING EQUIPMENT AND RENOVATING THE HOSPITAL; VICE CHAIRMAN; START DATE 09/2025; APPROX HOURS PER MONTH:02; APPROX HOURS DURING TRADING: 02; I SERVE AS VICE CHAIRMAN, RUNNING THE MEETINGS IF THE CHAIRMAN IS NOT PRESENT. I VOTE ON UTILIZING THE FUNDS HELD BY THE FOUNDATION ON PROJECTS TO IMPROVE THE HOSPITAL. 8.) FOCUS WEALTH PLANNING; INVESTMENT RELATED: NO; 8282 MIDLAND RD, FREELAND MI 48623-9000 ; IT IS DESIGNED TO UTILIZE WEALTH.COM TO PROVIDE BASIC ESTATE PLANNING SERVICES FOR CLIENTS; EMPLOYEE; Start Date 09/2025; Approx hours per month: 01; Approx hours during trading: 01; I DO NOT HAVE ANY RESPONSIBILITIES OR DUTIES. I AM A SOURCE OF REFERRALS IF CLIENTS ARE LOOKING FOR SIMPLE ESTATE PLANNING.

Exams

• S66 Uniform Combined State Law Examination
  2023-07-03
• S63 Uniform Securities Agent State Law Examination
  2014-04-29