John Rafter

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

Financial planning
Portfolio management (individuals)
Portfolio management (institutions)
Pension consulting
Selection of other advisers
Educational seminars

From the firm’s Form ADV. Read the guides:

Current Employers

Cetera Investment Advisers Llc

1450 American Lane 6Th Floor, Suite 650, Schaumburg, IL 60173-2096 • United States

Current Registrations

Authority	Category	Status	Date
TX	RA	APPROVED_RES	2025-10-07
NJ	RA	APPROVED	2014-02-06

TX RA
APPROVED_RES

Since 2025-10-07
NJ RA
APPROVED

Since 2014-02-06

Branch Locations

6 White Horse Pike Suite 1A, Hadden Heights, NJ 08035 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
Rafter, Lewis & Associates, Llc	Haddon Heights	NJ	10/2012	Present
Cetera Financial Specialists	Schaumburg	IL	11/2013	Present
Cetera Investment Advisors Llc	Schaumburg	IL	02/2014	Present
Rafter Lewis Financial Advisors Llc	Haddon Heights	NJ	06/2014	Present
Rafter, Lewis & Paolino Financial Advisors	Haddon Heights	NJ	07/2022	Present

10/2012 → Present

Rafter, Lewis & Associates, Llc

Haddon Heights, NJ
11/2013 → Present

Cetera Financial Specialists

Schaumburg, IL
02/2014 → Present

Cetera Investment Advisors Llc

Schaumburg, IL
06/2014 → Present

Rafter Lewis Financial Advisors Llc

Haddon Heights, NJ
07/2022 → Present

Rafter, Lewis & Paolino Financial Advisors

Haddon Heights, NJ

Other Businesses

1) RAFTER, LEWIS & ASSOCIATES, NOT INVESTMENT RELATED, ACCOUNTING, CPA PRACTICE, ASSISTING IN TAX/ACCOUNTING OFFICE, POWER OF ATTORNEY FOR IRS AND OTHER TAX MATTERS, 50% OWNERSHIP, START OCTOBER 2012, 55 HRS/WEEK: 2)RAFTER LEWIS FINANCIAL ADVISORS LLC, INVEST REL, SAME AS REGISTERED ADDRESS, DBA FOR SECURITIES BUSINESS, START 06/02/14, 15HR/WK DURING TRADING HRS, FINANCIAL ADVICE FOR CLIENT INVESTMENTS. 3)NAME OF OTHER BUSINESS: FIRST NATIONAL BANK OF ELMER ; INVESTMENT RELATED: NO ; ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: BOARD MEMBER ; POSITION/TITLE/RELATIONSHIP: BOARD MEMBER START DATE: 05/2019 ; APX NUMBER OF HOURS PER WEEK: 2 ; APX NUMBER OF HOURS DURING TRADING HOURS: 2 ; BRIEF DESCRIPTION OF DUTIES: ATTEND MONTHLY BOARD AND COMMITTEE MEETINGS 4) NAME OF OTHER BUSINESS: RAFTER, LEWIS & PAOLINO FINANCIAL ADVISORS; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: FINANCIAL SERVICES; START DATE: 7/2022; POSITION/TITLE/RELATIONSHIP: PARTNER ; APX NUMBER OF HOURS PER WEEK: 40 ; APX NUMBER OF HOURS DURING TRADING HOURS: 32.5; BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES;