Ryan Gutowski

Current Employers

Employment History

• 09/2015 → 06/2020
  Ubs Financial Services Inc
  Hunt Valley, MD
• 06/2020 → Present
  Wells Fargo Advisors Financial Network, Llc
  Bethesda, MD

Previous Registrations

• 2013-10-19 → 2020-07-09
  Ubs Financial Services Inc.
  Baltimore, MD
  Hunt Valley, MD

Other Businesses

GUTOWSKI WEALTH MANAGEMENT LLC, INV RELATED, COCKEYSVILLE, MD, 100% OWNERSHIP, START 7/6/2020, 160 HRS PER MONTH, 8 HRS DURING TRADING, FINET PRACTICE.| SEVENTY2 LEGACY PARTNER LLC, INV RELATED, WILMINGTON, DE, 3% OWNERSHIP, START 2/28/2023, 160 HOURS PER MONTH, 40 HOURS DURING TRADING, FINET PRACTICE.| 72 GROWTH PARTNERS LLC; INV RELATED; WILMINGTON, DE; 2% OWNERSHIP; START DATE 03/10/2025; 5 HOURS PER MONTH; 5 HOURS DURING TRADING; MERCHANT CASH AND STOCK AGREEMENT ELSER GUTOWSKI GP, LLC; INV RELATED; BETHESDA, MD; MERCHANT PARTNERSHIP ;45% OWNERSHIP; START DATE: 09/12/2025; 1 HRS PER MONTH; 1 HRS DURING TRADING;| ELSER GUTOWSKI WEALTH MANAGEMENT LLC ; INV RELATED; BETHESDA, MD; PARTNERSHIP BETWEEN FAS;50% OWNERSHIP; START DATE: 09/12/2025; 1 HRS PER MONTH; 1 HRS DURING TRADING; | SEVENTY2 CAPITAL LEGACY PARTNERS, LLC; INV RELATED; BETHESDA, MD; WEALTH MANAGEMENT/FINET PRACTICE;3% OWNERSHIP; START DATE: 02/06/2026; 20 HRS PER MONTH; 20 HRS DURING TRADING; SEVENTY2 HOLDINGS, LLC - 75% OWNED BY SEVENTY2 CAPITAL LEGACY PARTNERS; INV RELATED; BETHESDA, MD; OPPORTUNITY FOR MERCHANT WEALTH PARTNERS TO HAVE OWNERSHIP IN SEVENTY2 CAPITAL WEALTH MANAGEMENT;75% OWNERSHIP; START DATE: 02/06/2026; 20 HRS PER MONTH; 20 HRS DURING TRADING; 7200 TAX PARTNERS - 100% OWNED BY SEVENTY2 HOLDINGS LLC; INV RELATED; BETHESDA, MD; TO CREATE A TAX PREP COMPANY THAT WILL ASSIST IN SERVICING CLIENTS/PROSPECTS. THIS WAS PREVIOUSLY APPROVED BUT WE ARE CHANGING OWNERSHIP STRUCTURE.;100% OWNERSHIP; START DATE: 02/06/2026; 5 HRS PER MONTH; 5 HRS DURING TRADING;

Exams

• S66 Uniform Combined State Law Examination
  2013-10-18

Designations

Other Names

• Ryan Michael Gutoswski
• Ryan Michael Gutowski
• Ryan Gutoswski