Taylor Morales

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 01/2020 → Present
  Couto Defranco, Pa
  West Orange, NJ
• 10/2015 → 12/2019
  Bny Mellon, Na
  New York, NY
• 08/2020 → 09/2025
  Avantax Investment Services, Inc.
  West Orange, NJ
• 08/2020 → 09/2025
  Avantax Advisory Services
  West Orange, NJ
• 01/2020 → Present
  Couto Defranco, P.A.
  West Orange, NJ
• 09/2025 → Present
  Cetera Wealth Services, Llc
  West Orange, NJ
• 09/2025 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2020-11-24 → 2025-09-05
  Avantax Advisory Services
  Dallas, TX
  West Orange, NJ

Other Businesses

1) Couto DeFranco, P.A 300 Executive Drive, Suite 200~West Orange~NJ~07052~Accounting Services/Tax Preparation~Employee~1/2/2020~160hrs~130hrs~administration associated with the scanning in and assembling of tax returns| 2) COUTO DEFRANCO, P.A. POSITION: Financial Assistant NATURE: Administration associated with the scanning in and assembling of tax returns. INVESTMENT RELATED: No NUMBER OF HOURS: 160 SECURITIES TRADING HOURS: 130 START DATE: 01/02/2020 ADDRESS: 300 Executive Drive, Ste 200, West Orange NJ 07052, DESCRIPTION: 1. Scanning in client tax documents2. Assembling client tax returns3. Following up with clients for missing tax documents4. Mailing out final tax package. 3) COUTO DEFRANCO WEALTH MANAGEMENT POSITION: DBA for Avantax Investment Services NATURE: A DBA name used by Avantax licensed financial advisors. INVESTMENT RELATED: No NUMBER OF HOURS: 40 SECURITIES TRADING HOURS: 40 START DATE: 11/19/2024 ADDRESS: 300 Executive Drive, Ste 200, West Orange NJ 07052, United States DESCRIPTION: Avantax related services offered by Avantax licensed financial advisors

Exams

• S66 Uniform Combined State Law Examination
  2020-11-21

Designations

• Certified Financial Planner

Other Names

• Taylor Grove