Curtis Gregory Fay

Current Employers

Employment History

• 01/2013 → 07/2025
  The Comprehensive Financial Group
  Williamsport, PA
• 09/2014 → 06/2021
  Voya Financial Advisors
  Williamsport, PA
• 06/2021 → Present
  Cetera Wealth Services, Llc
  El Segundo, CA
• 06/2023 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL
• 07/2025 → Present
  Creative Financial Strategies
  Williamsport, PA
• 07/2025 → Present
  5 Guys Financial Llc
  Williamsport, PA
• 04/2026 → Present
  Palco Financial Services
  Pennsdale, PA

Previous Registrations

• 2013-06-14 → 2021-06-09
  Voya Financial Advisors, Inc.
  Williamsport, PA
  Muncy, PA
  Williamsport, PA
  Muncy, PA
  Windsor, CT

Other Businesses

1) NAME OF ENTITY: South Williamsport Lions Club; No; 309 W SOUTHERN AVE; SOUTH WILLIAMSPORT; PA; 17702; Member and small fundraising such as raffle tickets; Member; 1/1/2011; 10; 0; Member, selling gun raffle tickets to community members and also chicken BBQ ticket.| 2) NAME OF ENTITY: PALCO FCU; Yes; 191 CHAD ROAD; PENNSDALE; PA; 17756; FINANCIAL SERVICES; INVESTMENT ADVISER REPRESENTATIVE; 3/24/2016; 4; 4; SALE & SERVICE OF SECURITIES & INVESTMENT PRODUCTS.|NAME OF ENTITY:THE M GROUP, INC; No; 1720 EAST THIRD ST; WILLIAMSPORT; PA; 17701; FINANCIAL SERVICES; OSJ DELEGATE; 1/10/2014; 10; 0; CORRESPONDENCE LOG AND SECURITIES BLOTTER CHECK, OFFICE INSPECTIONS FOR THE M GROUP.| 3) NAME OF ENTITY: OWEN INSURANCE AGENCY; Yes; 328 BROAD ST; WAVERLY; NY; 14892; FIXED INSURANCE; INDEPENDENT INSURANCE AGENT; 8/15/2014; 10; 10; SALE OF FIXED INSURANCE AND SECURITIES PRODUCTS.| 4) NAME OF ENTITY: INDEPENDENT INSURANCE AGENT; Yes; 1720 EAST THIRD ST; WILLIAMSPORT; PA; 17701; FIXED INSURANCE SALES; INDEPENDENT INSURANCE AGENT; 4/2/2013; 160; 160; SALE OF FIXED INSURANCE PRODUCTS| 5) NAME OF ENTITY: Curtis G Fay Sole Prop; No; 1720 East Third Street; Williamsport; PA; 17701; Financial Services/DBA; Owner; 4/20/2021; 4; 0; DBA used for payroll expenses only; 6) NAME OF OTHER BUSINESS: PINPOINT FCU; INVESTMENT RELATED: YES; ADDRESS: 37 FERRY LN, MILTON, PA 17847; NATURE OF BUSINESS: FEDERAL CREDIT UNION; POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL; START DATE: 3/2025; APX NUMBER OF HOURS PER WEEK: 4; APX NUMBER OF HOURS DURING TRADING HOURS: 4; BRIEF DESCRIPTION OF DUTIES: FINANCIAL PROFESSIONAL - NOT EMPLOYED BY INSTITUTION; 7) NAME OF OTHER BUSINESS: PINPOINT FINANCIAL SOLUTIONS; INVESTMENT RELATED: YES; ADDRESS: 37 FERRY LANE MILTON, PA 17847; NATURE OF BUSINESS: FINANCIAL SERVICES; START DATE: 07/2025; POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL; APX NUMBER OF HOURS PER WEEK: 4; APX NUMBER OF HOURS DURING TRADING HOURS: 4; BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES FOR CREDIT UNION BUSINESS; 8) NAME OF OTHER BUSINESS: CREATIVE FINANCIAL STRATEGIES; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: FINANCIAL SERVICES; START DATE: 07/2025; POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL; APX NUMBER OF HOURS PER WEEK: 40; APX NUMBER OF HOURS DURING TRADING HOURS: 32.5; BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL AND INSURANCE SERVICES; 9) NAME OF OTHER BUSINESS: 5 GUYS FINANCIAL LLC; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: OSJ OFFICE; START DATE: 07/2025; POSITION/TITLE/RELATIONSHIP: PARTNER; APX NUMBER OF HOURS PER WEEK: 3; APX NUMBER OF HOURS DURING TRADING HOURS: 3; BRIEF DESCRIPTION OF DUTIES: OSJ OFFICE, SUPPORT ADVISORS; 10) NAME OF OTHER BUSINESS: PALCO FINANCIAL SERVICES; INVESTMENT RELATED: YES, ADDRESS: 191 CHAD ROAD, PENNSDALE, PA 17756, NATURE OF BUSINESS: FINANCIAL SERVICES, START DATE: 4/2026, POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL, APX NUMBER OF HOURS PER WEEK: 8, APX NUMBER OF HOURS DURING TRADING HOURS: 8, BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES;

Exams

• S66 Uniform Combined State Law Examination
  2013-05-17

Designations