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Current Employers
Personal Legacy Planners

961 Four Mile Road Nw Suite B, Grand Rapids, MI 49544-8252 • United States

Current Registrations

AuthorityCategoryStatusDate
FL RA APPROVED 2026-01-12
MI RA APPROVED 2014-01-03
  • FL RA
    APPROVED
    Since 2026-01-12
  • MI RA
    APPROVED
    Since 2014-01-03

Branch Locations

3801 Pga Boulevard Suite 600, Palm Beach Gardens, FL 33410 • United States

961 Four Mile Road Nw Suite B, Grand Rapids, MI 49544-8252 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

  • Regulatory action No
  • Criminal Yes
  • Bankruptcy No
  • Civil judicial No
  • Bond No
  • Judgment / lien No
  • Investigation No
  • Customer complaint No
  • Termination No
Employment History
OrganizationCityStateFromTo
Plp Advisors, Llc Grand Rapids MI 01/2010 09/2024
Luminist Capital Llc Grand Rapids MI 08/2014 Present
Plp Services, Llc D/B/A Retirement Lifestyles Advocates Grand Rapids MI 04/2001 Present
Illuminated Insurance Services, Llc Grand Rapids MI 09/2019 Present
Advisory Advocates Llc Grand Rapids MI 07/2016 Present
Luminist Capital, Llc Grand Rapids MI 08/2017 11/2020
Plp Advisors, Llc Grand Rapids MI 12/2013 Present
Plp Metals, Llc Grand Rapids MI 11/2013 Present
Plp Advisors, Llc Grand Rapids MI 12/2025 Present
  • 01/2010 → 09/2024
    Plp Advisors, Llc
    Grand Rapids, MI
  • 08/2014 → Present
    Grand Rapids, MI
  • 04/2001 → Present
    Plp Services, Llc D/B/A Retirement Lifestyles Advocates
    Grand Rapids, MI
  • 09/2019 → Present
    Illuminated Insurance Services, Llc
    Grand Rapids, MI
  • 07/2016 → Present
    Advisory Advocates Llc
    Grand Rapids, MI
  • 08/2017 → 11/2020
    Grand Rapids, MI
  • 12/2013 → Present
    Plp Advisors, Llc
    Grand Rapids, MI
  • 11/2013 → Present
    Plp Metals, Llc
    Grand Rapids, MI
  • 12/2025 → Present
    Plp Advisors, Llc
    Grand Rapids, MI
Previous Registrations
Other Businesses

1) TRUSTEE OF A TRUST THAT OWNS LUMINIST HOLDINGS, LLC WHICH IN TURN IS PART OWNER OF LUMINIST CAPITAL, LLC, ADVISORY ADVOCATES, LLC AND RM INVESTMENT STRATEGIES. 4981 CASCADE ROAD, SUITE C, GRAND RAPIDS, MI 49546; INVESTMENT RELATED; SINCE 08/2014; SPENDS APPROXIMATELY 5 HOURS PER MONTH. CLIENTS OF PLP ARE REFERRED TO ADVISORY ADVOCATES, LLC FOR ASSET MANAGEMENT SERVICES. 2) PLP ADVISORS, LLC, INVESTMENT RELATED; 961 FOUR MILE RD NW, GRAND RAPIDS, MI 49544; REGISTERED INVESTMENT ADVISER; MANAGING MEMBER SINCE 01/2010 & INVESTMENT ADVISOR REP SINCE 12/2013; 80 HRS/MO 3) PLP SERVICES, LLC d/b/a RETIREMENT LIFESTYLE ADVOCATES; INVESTMENT RELATED; 961 FOUR MILE RD NW, GRAND RAPIDS, MI 49544; MANAGING MEMBER & INSURANCE AGENT; SINCE 04/2001 AND I SPEND APPROX. 160 HOURS PER MONTH ON THIS ACTIVITY; CASE DESIGN, WHOLESALE FIXED LIFE & ANNUITY PRODUCTS. 4) PLP METALS, LLC; INVESTMENT RELATED; 961 FOUR MILE RD, NW GRAND RAPIDS, MI 49544; SALE OF PRECIOUS METALS; MANAGING MEMBER; SINCE 11/2013: 4 HOUR PER MONTH. 5) TG LEASING, LLC, SAME ADDRESS AS ABOVE; NON-INVESTMENT RELATED; MEMBER; SINCE 06/2011; APPROX. 1 HOUR PER MONTH ON THIS ACTIVITY; RECORD KEEPING. 6) SPANISH MAIN INVESTMENTS, LLC; 11381 ALGOMA AVE NE, ROCKFORD, MI 49341; INVESTMENT CLUB WITH NON-CLIENTS; SINCE 03/2012; MEMBER. LLC is not conducting business at this time. 7) Buitenhoff Farms LLC; Rockford, MI; resident agent for LLC; LLC is not conducting business at this time. 8) Watchdog Publishing, LLC; 961 FOUR MILE RD NW, GRAND RAPIDS, MI 49544; resident agent for LLC; insurance agent marketing firm; 1 hour per month on this activity. 9) Illuminated Insurance Services LLC; 4981 CASCADE ROAD, SUITE C, GRAND RAPIDS, MI 49546; INVESTMENT RELATED; Insurance Sales; MANAGING MEMBER AND INSURANCE SALES; SINCE 09/2019; 4 HRS/MO

Exams
CodeExamDate
S65 Uniform Investment Adviser Law Examination 2002-02-08
S63 Uniform Securities Agent State Law Examination 1999-01-27
  • S65 Uniform Investment Adviser Law Examination
    2002-02-08
  • S63 Uniform Securities Agent State Law Examination
    1999-01-27
Other Names
  • Fritz Gearhart

View on SEC IAPD

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