Roberto Luis Maldonado

Employer firm

Independent Financial Group, LLC CRD 7717

$12.9B regulatory AUM 301 advisory clients

Reported services (Item 5G)

Financial planning
Portfolio management (individuals)
Portfolio management (institutions)
Pension consulting
Selection of other advisers

From the firm’s Form ADV. Read the guides:

Current Employers

Independent Financial Group, Llc

12671 High Bluff Dr Suite 200, San Diego, CA 92130 • United States

Current Registrations

Authority	Category	Status	Date
TX	RA	APPROVED_RES	2021-04-28
PR	RA	APPROVED	2017-08-20

TX RA
APPROVED_RES

Since 2021-04-28
PR RA
APPROVED

Since 2017-08-20

Branch Locations

Metro Office Park St. 1 Lot 3 Ste. 520, Guaynabo, PR 00968 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint Yes
Termination No

Employment History

Organization	City	State	From	To
Santander Securities Llc	Guaynabo	PR	02/2006	07/2017
Independent Financial Group	Guaynabo	PR	07/2017	Present
Pension Solutions, Inc. Dba Adviseme National Advisors	Cleveland	OH	07/2017	Present

02/2006 → 07/2017

Santander Securities Llc

Guaynabo, PR
07/2017 → Present

Independent Financial Group

Guaynabo, PR
07/2017 → Present

Pension Solutions, Inc. Dba Adviseme National Advisors

Cleveland, OH

Previous Registrations

2018-10-16 → 2021-02-25

Adviseme National Advisors

Guaynabo, PR

Cleveland, OH
2009-10-29 → 2017-07-26

Santander Securities Llc

Hato Rey, PR

Humacao, PR

Juncos, PR

Levittown, PR

Fajardo, PR

Bayamon, PR

Boston, MA

Mayaguez, PR

Ponce, PR

San Juan, PR

Other Businesses

(1) PENSION ADVISORS PUERTO RICO POSITION: Partner NATURE: DBA Name for Marketing Purposes Only INVESTMENT RELATED: Yes NUMBER OF HOURS: 160 SECURITIES TRADING HOURS: 160 START DATE: 08/01/2017 ADDRESS: Metro Office Park, #3 Calle 1 Ste. 520, Guaynabo PR 00968, United States DESCRIPTION: AN SEC REGISTERED RIA OFFERING PENSION AND ADVISORY SERVICES (2) FOR PROGRESS INVESTMENTS, LLC POSITION: Officer/Director NATURE: Real Estate Sales/Rental Properties/Property Management INVESTMENT RELATED: Yes NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 08/01/2016 ADDRESS: 5803 CALLE TARTAK APT 1504, COND RACQUET CLUB, CAROLINA PR 00979, United States DESCRIPTION: PRESIDENT/TREASURER OF PROGRESS INVESTMENTS LLC, ESTABLISHED WITH SPOUSE FOR VACATION RENTAL INCOME. (3) INSURANCE POSITION: Agent/Representative NATURE: Insurance outside of IFG INVESTMENT RELATED: Yes NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 2 START DATE: 01/01/2017 ADDRESS: Metro Office Park, #3 Calle 1 Ste. 520, Guaynabo PR 00968, United States DESCRIPTION: PUERTO RICO LICENSED INSURANCE AGENT OFFERING VARIOUS TYPES OF INSURANCE PRODUCTS. (4) DBA MOVING FORWARD POSITION: Officer/Director NATURE: Real Estate Sales/Rental Properties/Property Management INVESTMENT RELATED: Yes NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 06/29/2018 ADDRESS: 5803 CALLE TARTAK APT 408, COND RACQUET CLUB, CAROLINA PR 00979, United States DESCRIPTION: 100% OWNER OF MOVING FORWARD A REAL ESTATE HOLDING COMPANY OWNING A RENTAL PROPERTY. (5) ASTRALIS RESIDENCES & CLUB POSITION: Treasurer NATURE: Board Member or Officer (Profit or Non-Profit) INVESTMENT RELATED: Yes NUMBER OF HOURS: 5 SECURITIES TRADING HOURS: 2 START DATE: 09/01/2024 ADDRESS: 9546 Calle Diaz Way, Carolina PR 00979, United States DESCRIPTION: I will have a monthly look at the association P&L, Balance sheet and its Aging and report to the Board any observations and/or recommendations. I will also help the Board and the administration office prepare the annual Budget. (6) PENSION ADVISORS PUERTO RICO POSITION: Partner NATURE: DBA Name for Marketing Purposes Only INVESTMENT RELATED: Yes NUMBER OF HOURS: 160 SECURITIES TRADING HOURS: 160 START DATE: 08/01/2017 ADDRESS: Metro Office Park 1 Lot 3, Ste. 520, Guaynabo PR 00968, United States DESCRIPTION: A DBA used for marketing purposes. (7) RMDT, LLC POSITION: Owner and Administrator NATURE: Other: INVESTMENT RELATED: No NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 0 START DATE: 09/30/2025 ADDRESS: 9546 Calle Diaz Way, Apt. 421, Carolina PR 00979, United States DESCRIPTION: Administrative duties. Receive advisory compensation and cover neccesary expenses. (8) DTRM REALTY, LLC POSITION: Owner and Administrator NATURE: Real Estate Sales/Rental Properties/Property Management INVESTMENT RELATED: No NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 2 START DATE: 10/27/2025 ADDRESS: 9546 Calle Diaz Way, Apt 421, Carolina PR 00979, United States DESCRIPTION: My wife, a pharmacist, is buying a property through the LLC with the intention of turning it into a pharmacy. I'm 50% owner of the LLC. Although she will do most of the work, she might ask for my help in administrative matters.