Kelly A Crystal

Employer firm

Merrill Lynch, Pierce, Fenner & Smith Incorporated CRD 7691

$1.78T regulatory AUM 16,844 advisory clients

Reported services (Item 5G)

• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars
• PERFORMANCE MEASUREMENT REPORTS, ALLOCATION MODELING, IPS, RESEARCH REPORTS AND SERVICES, SEE SCHEDULE D

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 10/2009 → Present
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Grand Blanc, MI
• 04/2010 → Present
  Bank Of America, N.A.
  Grand Blanc, MI

Other Businesses

I*37446FOR PROFIT OR NOT FOR PROFIT: NON-PROFIT ORGANIZATIONNAME OF OUTSIDE BUSINESS ORGANIZATION: GRAND BLANC ROTARY CLUBINVESTMENT RELATED: NADDRESS OF BUSINESS:GRAND BLANC, MICHIGAN 48439NATURE OF BUSINESS: CHARITABLE ORGANIZATION,POSITION, TITLE, ASSOCIATION: DIRECTOR, START DATE OF RELATIONSHIP: 12/6/2010NUMBER OF HOURS DEVOTED: 2 HOUR(S) MONTHLYNUMBER OF HOURS DEVOTED DURING TRADING HOURS: 0DUTIES: PARTICIPATE IN MONTHLY BOARD MEETINGS AND HAVE A VOTE IN DECISIONS MADE. WILL BE 10 TOTAL BOARD MEMBERS THAT CAN MAKE DECISIONS. I*44939FOR PROFIT OR NOT FOR PROFIT: NON-PROFIT ORGANIZATIONNAME OF OUTSIDE BUSINESS ORGANIZATION: FLINT WOMEN'S FORUMINVESTMENT RELATED: NADDRESS OF BUSINESS:FLINT, MICHIGAN 48439NATURE OF BUSINESS: OTHER,NON PROFITPOSITION, TITLE, ASSOCIATION: DIRECTOR, START DATE OF RELATIONSHIP: 9/9/2011NUMBER OF HOURS DEVOTED: 2 HOUR(S) MONTHLYNUMBER OF HOURS DEVOTED DURING TRADING HOURS: 1DUTIES: SECRETARY-TAKE THE MINUTES & PARTICIPATE IN BOARD MEETINGS AND DECISIONS I*504808For profit or not for profit: Name of outside business organization: Rental Property Investment related: NAddress of business: Davison, Michigan, 48423Nature of business: Position, title, association: Co-owner with other family members, Start date of relationship: 7/1/2020Number of hours devoted: 0 hour(s) MonthlyNumber of hours devoted during trading hours: 0Duties: , I*549228For profit or not for profit: Entity CharitableName of outside business organization: YWCA Investment CommitteeInvestment related: YAddress of business: Flint, Michigan, 48501Nature of business: ["Charitable Organization"]Position, title, association: ["Committee"], [["Investment committee"]]Start date of relationship: 11/1/2021Number of hours devoted: 1 hour(s) MonthlyNumber of hours devoted during trading hours: 1Duties: , The role of the Investment Committee is to develop an investment plan according to the financial needs and circumstances of the YWCA Greater Flint. The committee will identify, develop, and approve the organization's investment objectives I*2586277, Entity Type: Entity Charitable, Name of OBA: YWCA, Address: Flint, Michigan, 48502, Investment Related: Y, Position, Title, Association: Treasurer, Board Member, Employee State Date: 10/01/2025, No Hours: 2 Monthly, No Hours during Trading: 2 Monthly, Duties: Women's empowerment, eliminating racism, gender equality, Domestic violence support, Currently on Board, but have asked me to be Treasurer starting October 1st. Board Role was already Approved in 2022. I would not be handling any money or be on any bank accounts. They have employees that handle that. I would present the Financial report to the Board and be the Chair of the Finance Committee. Some of their funds are invested at Merrill, but the Account is managed by A C.

Exams

• S66 Uniform Combined State Law Examination
  2010-01-08

Other Names

• Kelly Anne Crystal