James Murray Gardas

Current Employers

Cetera Investment Advisers Llc

1450 American Lane 6Th Floor, Suite 650, Schaumburg, IL 60173-2096 • United States

Current Registrations

Authority	Category	Status	Date
TX	RA	APPROVED_RES	2025-10-01
PA	RA	APPROVED	2023-06-29

TX RA
APPROVED_RES

Since 2025-10-01
PA RA
APPROVED

Since 2023-06-29

Branch Locations

309 Main Ave, Hawley, PA 18428 • United States

300 Lackawanna Ave, Scranton, PA 18503 • United States

820 Church Street, Honesdale, PA 18431 • United States

99 Welwood Ave, Hawley, PA 18424 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint Yes
Termination No

Employment History

Organization	City	State	From	To
The Dime Bank	Hawley	PA	12/2008	Present
Cetera Wealth Services, Llc	El Segundo	CA	01/2013	Present
Cetera Investment Advisers Llc	Schaumburg	IL	06/2023	Present

12/2008 → Present

The Dime Bank

Hawley, PA
01/2013 → Present

Cetera Wealth Services, Llc

El Segundo, CA
06/2023 → Present

Cetera Investment Advisers Llc

Schaumburg, IL

Other Businesses

1. THE DIME BANK, INVESTMENT RELATED, SAME AS REGISTERED ADDRESS, BANKING, START 12/2008, 34HRS/WK (32.5 TRADING HOURS), REGISTERED REPRESENTATIVE; 2. FIXED INSURANCE WITH VARIOUS COMPANIES, INVESTMENT RELATED, SAME AS REGISTERED ADDRESS, FIXED INSURANCE, START 08/26/2014, 6HRS/WK (TRADING HOURS), INSURANCE AGENT - SELLS LIFE, HEALTH, DISABILITY, ANNUITIES, AND LONG-TERM CARE; 3. J&J&J PARTNERSHIP, NOT INVESTMENT RELATED, SAME AS RESIDENTIAL ADDRESS, RENTAL PROPERTIES, START 02/01/2011, 2HRS/WK (NON-TRADING HOURS), GENERAL PARTNER; 4. NAME OF OTHER BUSINESS: J & J CREAMERY; INVESTMENT RELATED: NO; ADDRESS: 38 WELWOOD AVE, HAWLEY, PA 18428; NATURE OF BUSINESS: ICE CREAM AND FAST FOOD BUSINESS; START DATE: 09/2016; POSITION/TITLE/RELATIONSHIP: OWNER; APX NUMBER OF HOURS PER WEEK: 10; APX NUMBER OF HOURS DURING TRADING HOURS: VARIES; BRIEF DESCRIPTION OF DUTIES: OWNER; 5. NAME OF OTHER BUSINESS: DIME WEALTH MANAGEMENT ; INVESTMENT RELATED: YES ; ADDRESS: SAME AS REGISTERED LOCATION ; NATURE OF BUSINESS: BANKING ; POSITION/TITLE/RELATIONSHIP: FINANCIAL ADVISOR ; START DATE: 07/2019 ; APX NUMBER OF HOURS PER WEEK: 40 ; APX NUMBER OF HOURS DURING TRADING HOURS: 32.5 ; BRIEF DESCRIPTION OF DUTIES: INVESTMENT AND WEALTH MANAGEMENT SERVICES ;

Exams

Code	Exam	Date
S66	Uniform Combined State Law Examination	2009-03-03

S66 Uniform Combined State Law Examination

2009-03-03