Melissa Ann Downing

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 11/2008 → Present
  Danny Cochran Cfp &Cpa
  Stillwater, OK
• 04/2013 → 09/2025
  Avantax Investment Services, Inc.
  Stillwater, OK
• 07/2014 → 10/2021
  Golden Rule Insurance Company
  Stillwater, OK
• 03/2016 → 09/2025
  Avantax Advisory Services
  Stillwater, OK
• 07/2017 → Present
  Young Living Independent Distributor
  Stillwater, OK
• 07/2017 → Present
  Young Living Independent Distributor
  Stillwater, OK
• 09/2020 → Present
  Cochran Bell Llc
  Stillwater, OK
• 09/2025 → Present
  Cetera Wealth Services, Llc
  Stillwater, OK
• 09/2025 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL
• 10/2025 → Present
  Downing Manufacturing
  Tulsa, OK

Previous Registrations

• 2016-03-07 → 2025-09-05
  Avantax Advisory Services
  Stillwater, OK

Other Businesses

1) Cochran Bell LLC~'NIR'~816 S Main~stillwater~OK~74074~Accounting Services/Tax Preparation~Employee~9/30/2020~80hrs~65hrs~Office Manager and Tax Return Processor; 2) NAME OF OTHER BUSINESS: DOWNING MANUFACTURING, INVESTMENT RELATED: NO, ADDRESS: 8504 S REGENCY DR, TULSA, OK 74131, NATURE OF BUSINESS: MANUFACTURING, START DATE: 10/2025, POSITION/TITLE/RELATIONSHIP: BOOKKEEPER, APX NUMBER OF HOURS PER WEEK: 3, NOT DURING TRADING HOURS, BRIEF DESCRIPTION OF DUTIES: BOOKEEPPING; 3) NAME OF OTHER BUSINESS: RENTAL PROPERTY, INVESTMENT RELATED: NO, ADDRESS: 1120 S MCFARLAND, STILLWATER, OK NATURE OF BUSINESS: REAL ESTATE, START DATE: 05/2025, POSITION/TITLE/RELATIONSHIP: OWNER, LESS THAN ONE HOUR PER WEEK, NOT DURING TRADING HOURS, BRIEF DESCRIPTION OF DUTIES: GET HOUSE READY TO RENT AND SHOW PROPERTY WHEN RENTERS MOVE OUT;

Exams

• S65 Uniform Investment Adviser Law Examination
  2016-02-20
• S63 Uniform Securities Agent State Law Examination
  2013-08-17

Other Names

• Melissa Ann Hall
• Melissa Ann Downing
• Melissa Ann Mitchell