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Current Employers
Spectrum Financial Resources

1661 W. Big Beaver, Troy, MI 48084 • United States

Current Registrations

AuthorityCategoryStatusDate
MI RA APPROVED 2025-10-06
  • MI RA
    APPROVED
    Since 2025-10-06

Branch Locations

22611 Greater Mack Ave., St. Clair Shores, MI 48080 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

  • Regulatory action No
  • Criminal No
  • Bankruptcy No
  • Civil judicial No
  • Bond No
  • Judgment / lien No
  • Investigation No
  • Customer complaint No
  • Termination No
Employment History
OrganizationCityStateFromTo
Bunch Tax Service St. Clair Shores MI 01/2003 Present
Securities America, Inc Eastpointe MI 11/2010 05/2017
Securities America Advisors, Inc. Eastpointe MI 11/2010 05/2017
Lucian Harbar St. Clair Shores MI 12/2017 Present
Spectrum Financial St. Clair Shores MI 12/2017 Present
22611 Mack Ave Llc St. Clair Shores MI 02/2021 Present
  • 01/2003 → Present
    Bunch Tax Service
    St. Clair Shores, MI
  • 11/2010 → 05/2017
    Securities America, Inc
    Eastpointe, MI
  • 11/2010 → 05/2017
    Securities America Advisors, Inc.
    Eastpointe, MI
  • 12/2017 → Present
    Lucian Harbar
    St. Clair Shores, MI
  • 12/2017 → Present
    Spectrum Financial
    St. Clair Shores, MI
  • 02/2021 → Present
    22611 Mack Ave Llc
    St. Clair Shores, MI
Previous Registrations
  • 2010-11-17 → 2017-05-22
    Securities America Advisors, Inc.
    St. Clair Shores, MI
  • 2010-07-23 → 2010-09-29
    Equitas America, Llc
    Eastpointe, MI
    Farmington Hills, MI
    Eastpointe, MI
    Northville, MI
Other Businesses

1.) BUNCH TAX SERVICE - OWNER - TAX PREPARATION & ACCOUNTING SERVICE - ST. CLAIR SHORES, MI - SINCE 01/2003 - NOT INVESTMENT RELATED 2.) SPECTRUM FINANCIAL - FINANCIAL PLANNER - REGISTERED INVESTMENT ADVISOR - ST. CLAIR SHORES, MI - SINCE 12/2017 - INVESTMENT RELATED 3.) LUCIAN HARBAR - AGENT - NON-VARIABLE INSURANCE - ST. CLAIR SHORES, MI - SINCE 12/2017 - INVESTMENT RELATED 4.) UNITED PLANNERS FINANCIAL SERVICES - REGISTERED REPRESENTATIVE - SECURITIES SALES - ST. CLAIR SHORES, MI - SINCE 12/2017 - INVESTMENT RELATED 5.) 22611 MACK AVE LLC - 50% OWNER, JIM WILLIAMS 50% OWNER - REAL ESTATE SALES/RENTAL PROPERTIES/PROPERTY MANAGEMENT - ST. CLAIR SHORES, MI - 02/2021 - INVESTMENT RELATED

Exams
CodeExamDate
S65 Uniform Investment Adviser Law Examination 2010-06-22
S63 Uniform Securities Agent State Law Examination 2006-10-12
  • S65 Uniform Investment Adviser Law Examination
    2010-06-22
  • S63 Uniform Securities Agent State Law Examination
    2006-10-12

View on SEC IAPD

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