Charles M Palma

Employer firm

Park Avenue Securities LLC CRD 46173

$19.6B regulatory AUM 38,649 advisory clients

Reported services (Item 5G)

Financial planning
Portfolio management (individuals)
Selection of other advisers
Educational seminars

From the firm’s Form ADV. Read the guides:

Current Employers

Park Avenue Securities Llc

10 Hudson Yards, New York, NY 10001 • United States

Current Registrations

Authority	Category	Status	Date
MD	RA	APPROVED	2026-08-07
PA	RA	APPROVED	2025-05-27
TX	RA	APPROVED_RES	2025-01-20
MA	RA	APPROVED	2024-08-28
AZ	RA	APPROVED	2022-08-18
NJ	RA	APPROVED	2022-07-21
MI	RA	APPROVED	2021-05-17
NY	RA	APPROVED	2021-04-16
FL	RA	APPROVED	2020-10-29
NH	RA	APPROVED	2020-10-28
SC	RA	APPROVED	2020-06-30
CT	RA	APPROVED	2015-05-20

MD RA
APPROVED

Since 2026-08-07
PA RA
APPROVED

Since 2025-05-27
TX RA
APPROVED_RES

Since 2025-01-20
MA RA
APPROVED

Since 2024-08-28
AZ RA
APPROVED

Since 2022-08-18
NJ RA
APPROVED

Since 2022-07-21
MI RA
APPROVED

Since 2021-05-17
NY RA
APPROVED

Since 2021-04-16
FL RA
APPROVED

Since 2020-10-29
NH RA
APPROVED

Since 2020-10-28
SC RA
APPROVED

Since 2020-06-30
CT RA
APPROVED

Since 2015-05-20

Branch Locations

225 Broadhollow Road Suite 105, Melville, NY 11747 • United States

Saint James, NY • United States

Disclosures

2 disclosure categories reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint Yes
Termination Yes

Employment History

Organization	City	State	From	To
Park Avenue Securities	Woodbury	NY	03/2014	03/2021
Guardian Life Insurance Company	Woodbury	NY	03/2014	03/2021
Guardian Life Insurance Company	St James	NY	09/2018	05/2021
Park Avenue Securities	St James	NY	09/2018	05/2021
Guardian Life Insurance Company	Melville	NY	03/2021	Present
Park Avenue Securities	Melville	NY	03/2021	Present
Guardian Life Insurance Company	Saint James	NY	06/2024	Present
Park Avenue Securities	Saint James	NY	06/2024	Present

03/2014 → 03/2021

Park Avenue Securities

Woodbury, NY
03/2014 → 03/2021

Guardian Life Insurance Company

Woodbury, NY
09/2018 → 05/2021

Guardian Life Insurance Company

St James, NY
09/2018 → 05/2021

Park Avenue Securities

St James, NY
03/2021 → Present

Guardian Life Insurance Company

Melville, NY
03/2021 → Present

Park Avenue Securities

Melville, NY
06/2024 → Present

Guardian Life Insurance Company

Saint James, NY
06/2024 → Present

Park Avenue Securities

Saint James, NY

Other Businesses

1. Health Insurance-During the course of doing normal business activities I occasionally help clients with their health insurance needs, Start: 01/01/1995, Address: P.O. Box 94, St. James NY 11780 , 1 total business hour per month, 1 hour during securities trading hours Investment related, Less than 10% annual compensation, 2. Medicare Planning-Helping seniors choose the best medicare plan available, Start: 08/01/2011 , Address: 225 Broadhollow Road, Suite 105, Melville, NY 11747, Hrs per month - tot/bus: 2/1, Non-investment related, 3. Evergreen Planning LLC-Guardian DBA, Start: 05/01/2016, Address: 225 Broadhollow Road, Suite 105, Melville, NY 11747, 50 bus hrs per month, Investment related, 4. Ins Med insurance-Guardian group benefits to medical residents and solicit conversion options/guaranteed issue, Start: 08/01/2018, Address: 500 Mamoroneck Ave Suite 408; Harrison, NY 10528, Hrs per month - tot/bus: 10/8, Investment related,

Exams

Code	Exam	Date
S63	Uniform Securities Agent State Law Examination	1995-01-11

S63 Uniform Securities Agent State Law Examination

1995-01-11

Designations

Chartered Financial Consultant

Other Names

Charles Michael Palma

View on SEC IAPD