Russell Owen Clifford

Employer firm

Clifford Financial Planning, Inc. CRD 112978

$42.9M regulatory AUM

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Pension consulting
• Selection of other advisers

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 01/1989 → 11/2023
  Independent Insurance Agent - Sole Proprietor
  Santa Rosa, CA
• 01/1998 → Present
  Clifford Financial Planning, Inc.
  Santa Rosa, CA
• 05/2014 → 10/2018
  Cambridge Investment Research, Inc
  Fairfield, IA
• 05/2014 → 10/2018
  Cambridge Investment Research Advisors, Inc.
  Fairfield, IA
• 10/2023 → Present
  College For Financial Planning
  Centennial, CO

Previous Registrations

• 2014-05-30 → 2018-10-10
  Cambridge Investment Research Advisors, Inc.
  Santa Rosa, CA

Other Businesses

COLLEGE FOR FINANCIAL PLANNING not investment-related 9000 E Nichols Ave #200, Centennial, CO 80112 Graduate-level financial education Adjunct Professor 10/10/2023 On average, over the course of one year, 5 to 10 hours per month 1 to 2 hours per month during trading Planning and creating lectures, in-class discussions, and assignments.

Exams

• S63 Uniform Securities Agent State Law Examination
  1994-10-10

Designations

• Certified Financial Planner

Other Names

• Russ Owen Clifford