Gregory Emil Karels

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 12/1993 → Present
  Total Financial Solutions
  San Luis Obispo, CA
• 10/1993 → Present
  Financial Group
  Walnut Creek, CA
• 01/2013 → Present
  Cetera Advisors Llc
  Denver, CO
• 03/2024 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2003-03-11 → 2007-07-18
  Legacy Advisory Services, Inc.
  San Luis Obispo, CA
• 2001-04-19 → 2002-10-05
  Securities America Advisors, Inc.
  San Luis Obispo, CA

Other Businesses

1. DBA THE KARELS GROUP; INVESTMENT RELATED; ADDRESS IS THE REGISTERED ADDRESS; DBA FOR FINANCIAL SERVICES; START 6/2015; 30 HOURS/WEEK DURING SECURITIES TRADING HOURS; OWNER/FINANCIAL ADVISER.

Exams

• S65 Uniform Investment Adviser Law Examination
  2001-03-30
• S63 Uniform Securities Agent State Law Examination
  1994-06-08