Joseph Nelson Garagozzo

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 11/2006 → 12/2019
  Royal Alliance Associates
  Mt. Laurel, NJ
• 10/1993 → Present
  Gara Financial Inc.
  Cherry Hill, NJ
• 05/2006 → 11/2024
  All Brand Appliance Parts Of Pennsyvania
  Norristown, PA
• 12/2019 → Present
  Cetera Wealth Services, Llc
  El Segundo, CA
• 12/2019 → Present
  Gara Gold, Llc
  Audubon, NJ
• 03/2015 → 01/2024
  Echestnut Group T/A Kid Rips
  Runnemede, NJ
• 03/2015 → 01/2024
  Jrip
  Runnemede, NJ
• 06/2023 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2007-09-20 → 2019-12-16
  Investment Advisors Asset Management, Llc
  Cherry Hill, NJ
• 2019-09-11 → 2019-12-11
  Osaic Wealth, Inc.
  Scottsdale, AZ
  Audubon, NJ
• 2003-10-09 → 2007-06-19
  De Cesare Retirement Specialists
  Mount Laurel, NJ

Other Businesses

1. NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: FIXED INSURANCE START DATE: 10/2023 APX NUMBER OF HOURS PER WEEK: VARIES APX NUMBER OF HOURS DURING TRADING HOURS: VARIES POSITION/TITLE/RELATIONSHIP: INSURANCE AGENT BRIEF DESCRIPTION OF DUTIES: SELLS LIFE AND LONG FIXED ANNUITIES 2. NAME OF OTHER BUSINESS: GARA FINANCIAL INC. INVESTMENT RELATED: NO ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: TAXES, CONSULTING START DATE: 1993 POSITION/TITLE/RELATIONSHIP: CPA - OWNER APX NUMBER OF HOURS PER WEEK: 10 APX NUMBER OF HOURS DURING TRADING HOURS: 10 BRIEF DESCRIPTION OF DUTIES: OWNER - PERFORM CPA DUTIES 3. NAME OF OTHER BUSINESS: JOSEPH GARAGOZZO INVESTMENT RELATED: NO ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: RENTAL REAL ESTATE START DATE: 2010 POSITION/TITLE/RELATIONSHIP: LANDLORD APX NUMBER OF HOURS PER WEEK: .5 APX NUMBER OF HOURS DURING TRADING HOURS: .5 BRIEF DESCRIPTION OF DUTIES: OWNER / LANDLORD DUTIES 4. NAME OF OTHER BUSINESS: GARA WEALTH MANAGEMENT LLC INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: FINANCIAL SERVICES START DATE: 01/1995 POSITION/TITLE/RELATIONSHIP: OWNER APX NUMBER OF HOURS PER WEEK: 40 APX NUMBER OF HOURS DURING TRADING HOURS: 40 BRIEF DESCRIPTION OF DUTIES: OWNER - PROVIDE FINANCIAL SERVICES 5. NAME OF OTHER BUSINESS: GARA GOLD, LLC INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTERED LOCATION NATURE OF BUSINESS: LIFE INSURANCE START DATE: 12/2019 POSITION/TITLE/RELATIONSHIP: OWNER APX NUMBER OF HOURS PER WEEK: NONE APX NUMBER OF HOURS DURING TRADING HOURS: NONE BRIEF DESCRIPTION OF DUTIES: OWNER OF LIFE INSURANCE COMPANY

Exams

• S65 Uniform Investment Adviser Law Examination
  2003-10-09
• S63 Uniform Securities Agent State Law Examination
  2003-07-07