Richard James Gow

Current Employers

Compound Planning, Inc.

115 Broadway 5Th Floor, New York, NY 10006 • United States

Current Registrations

Authority	Category	Status	Date
VA	RA	APPROVED	2024-11-06
FL	RA	APPROVED	2022-09-21

VA RA
APPROVED

Since 2024-11-06
FL RA
APPROVED

Since 2022-09-21

Branch Locations

Pompano Beach, FL • United States

115 Broadway 5Th Floor, New York, NY 10006 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
Lara, May & Associates, Llc	Falls Church	VA	03/2010	05/2019
Xml Financial Group	Rockville	MD	02/2019	05/2019
Dempsey Lord Smith, Llc	Pompano Beach	FL	05/2019	11/2025
Smartlife Financial Group Llc Dba Life Plan Retirement Partners	Pompano Beach	FL	05/2019	02/2021
Claraphi Advisory Network, Llc	Aliso Viejo	CA	08/2019	09/2022
Dempsey Lord Smith, Llc	Rome	GA	02/2021	04/2024
Life Plan Retirement Partners, Llc	Pompano Beach	FL	05/2019	Present
Alternativ Wealth	Irvine	CA	09/2022	11/2023
Compound Planning	Pompano Beach	FL	09/2022	Present
Cambridge Investment Research, Inc.	Fairfield	IA	11/2025	01/2026
Peak Brokerage Services, Llc	Jupiter	FL	01/2026	Present

03/2010 → 05/2019

Lara, May & Associates, Llc

Falls Church, VA
02/2019 → 05/2019

Xml Financial Group

Rockville, MD
05/2019 → 11/2025

Dempsey Lord Smith, Llc

Pompano Beach, FL
05/2019 → 02/2021

Smartlife Financial Group Llc Dba Life Plan Retirement Partners

Pompano Beach, FL
08/2019 → 09/2022

Claraphi Advisory Network, Llc

Aliso Viejo, CA
02/2021 → 04/2024

Dempsey Lord Smith, Llc

Rome, GA
05/2019 → Present

Life Plan Retirement Partners, Llc

Pompano Beach, FL
09/2022 → 11/2023

Alternativ Wealth

Irvine, CA
09/2022 → Present

Compound Planning

Pompano Beach, FL
11/2025 → 01/2026

Cambridge Investment Research, Inc.

Fairfield, IA
01/2026 → Present

Peak Brokerage Services, Llc

Jupiter, FL

Previous Registrations

2021-03-01 → 2024-04-12

Dempsey Lord Smith, Llc

Rome, GA

Rome, GA

Pompano Beach, FL

Pompano Beach, FL

Rome, GA
2019-08-26 → 2022-09-30

Claraphi Advisory Network, Llc

Pompano Beach, FL

Aliso Viejo, CA

Pompano Beach, FL
2019-06-03 → 2021-03-01

Fiscal Wisdom Wealth Management Llc

Pompano Beach, FL

Canton, CT
2019-02-01 → 2019-05-17

Xml Financial Group

Pompano Beach, FL

Bethesda, MD
2010-03-19 → 2019-02-01

Xml Securities

Fairfax, VA

Falls Church, VA

Bethesda, MD

Fort Myers, FL

Pompano Beach,, FL

Rockville, MD
2009-06-01 → 2010-03-25

Morgan Stanley

Reston, VA
2007-05-03 → 2009-06-01

Morgan Stanley & Co. Llc

Reston, VA

Vienna, VA

Other Businesses

1. ALZHEIMER'S ASSOCIATION, Pompano Beach FL 33062, United States, 05/06/2020, Volunteer - National Speaker's Bureau (Financial Planning & Legal Issues), Volunteer, NIR, 1 HR/MO - 1 HR/MO TRADING 2. UNITED AMERICAN INSURANCE COMPANY, 3700 S Stonebridge Drive, McKinney TX 75070, United States, 06/29/2023, Agent, Insurance/Benefits/Human Resources, NIR, 2 HR/MO - 2 HR/MO TRADING 3. CRUMP INSURANCE, 4135 N Front Street, Harrisburg PA 17110, United States, 03/08/2023, Agent, Insurance/Benefits/Human Resources, NIR, 2 HR/MO - 0 HR/MO TRADING 4. LIFE, LIFE SETTLEMENT & LONG TERM CARE INSURANCE - FORTRESS BROKERAGE, Pompano Beach FL 33062, United States, 07/11/2019, Agent, Insurance/Benefits/Human Resources, NIR, 4 HR/MO - 4 HR/MO TRADING

Exams

Code	Exam	Date
S66	Uniform Combined State Law Examination	2007-05-01

S66 Uniform Combined State Law Examination

2007-05-01

Other Names

Rick Gow

View on SEC IAPD