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Current Employers
Finances For Real Life

3612 Constellation Road, Lompoc, CA 93436 • United States

Current Registrations

AuthorityCategoryStatusDate
FL RA APPROVED 2023-08-18
TX RA APPROVED_RES 2023-08-02
CO RA APPROVED 2023-05-05
VA RA APPROVED 2023-04-06
CA RA APPROVED 2023-03-27
  • FL RA
    APPROVED
    Since 2023-08-18
  • TX RA
    APPROVED_RES
    Since 2023-08-02
  • CO RA
    APPROVED
    Since 2023-05-05
  • VA RA
    APPROVED
    Since 2023-04-06
  • CA RA
    APPROVED
    Since 2023-03-27

Branch Locations

3612 Constellation Road, Lompoc, CA 93436 • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

  • Regulatory action No
  • Criminal No
  • Bankruptcy No
  • Civil judicial No
  • Bond No
  • Judgment / lien No
  • Investigation No
  • Customer complaint No
  • Termination No
Employment History
OrganizationCityStateFromTo
Self Employed Lompoc CA 06/2001 Present
Lpl Financial Llc Lompoc CA 12/2010 Present
Finances For Real Life Lompoc CA 07/2022 Present
Lpl Financial Llc Lompoc CA 12/2010 Present
Wanda T Toro, Llc Lompoc CA 05/2013 Present
Finances For Real Life Lompoc CA 01/2023 Present
  • 06/2001 → Present
    Self Employed
    Lompoc, CA
  • 12/2010 → Present
    Lpl Financial Llc
    Lompoc, CA
  • 07/2022 → Present
    Lompoc, CA
  • 12/2010 → Present
    Lpl Financial Llc
    Lompoc, CA
  • 05/2013 → Present
    Wanda T Toro, Llc
    Lompoc, CA
  • 01/2023 → Present
    Lompoc, CA
Previous Registrations
  • 2006-07-27 → 2010-12-22
    First Command Brokerage Services, Inc.
    Lompoc, CA
    Oceanside, CA
    Oceanside, CA
Other Businesses

1.10/07/2010; ; Coach/Sports; Not Investment Related; at Reported Business Location(s); Time Spent 10% 2.02/27/2012; Rental Property; Real Estate Rental; Investment Related; Lenexa KS; Time Spent 3% 3.03/06/2013; Wanda T Toro, CFP; Business Entity For Tax/Investment Purposes Only; Investment Related 4.11/04/2013; Investment products and services are offered through LPL Financial LLC using the DBA/trade name Wanda T Toro, CFP; Investment Related; at Reported Business Location(s) 5.05/23/2018; Investment products and services are offered through LPL Financial LLC using the DBA/trade name finances for real life; Investment Related; at Reported Business Location(s); Start Date 06/01/2018; 60hrs/mth; 40hrs during trading 6.05/09/2023; Finances for Real Life; Registered Investment Advisor Hybrid; Investment Related; at Reported Business Location(s); Start Date 05/01/2023; 80hrs/mth; 80hrs during trading; I provide investment advisory services through Finances for Real Life an independent investment advisor firm. I started this business activity in 5/2023. I expect to spend approximately 80 hours per month on this activity. Please see the advisory firm¿s Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial 7.02/06/2026; Investment products and services are offered through LPL Financial LLC using the DBA/trade name Wanda T Toro LLC; Investment Related; at Reported Business Location(s); Start Date 09/26/2016; 20hrs/mth; 4hrs during trading 8.05/27/2026; ETF Council; For-Profit Board Member; Not Investment Related; New York,NY; Start Date 03/15/2026; 1hrs/mth; 1hrs during trading 9. 06/09/2026 - Wanda T. Toro Charitable Foundation - Business Entity For Tax/Investment Purposes Only - Not Investment Related - Buckeye, AZ - Start Date 01/01/2019 - 0 hours per month/ during trading

Exams
CodeExamDate
S65 Uniform Investment Adviser Law Examination 2006-07-26
S63 Uniform Securities Agent State Law Examination 2006-07-11
  • S65 Uniform Investment Adviser Law Examination
    2006-07-26
  • S63 Uniform Securities Agent State Law Examination
    2006-07-11
Designations
Other Names
  • Wanda Toro
  • Wanda Bell
  • Wanda Teresa Bell
  • Wanda Teresa Toro-Scheib

View on SEC IAPD

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