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Current Employers
Cetera Investment Advisers Llc

1450 American Lane 6Th Floor, Suite 650, Schaumburg, IL 60173-2096 • United States

Current Registrations

AuthorityCategoryStatusDate
NY RA APPROVED 2025-09-07
NJ RA APPROVED 2025-09-05
TX RA APPROVED_RES 2025-09-05
  • NY RA
    APPROVED
    Since 2025-09-07
  • NJ RA
    APPROVED
    Since 2025-09-05
  • TX RA
    APPROVED_RES
    Since 2025-09-05

Branch Locations

15 Union Avenue, Rutherford, NJ 07070 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

  • Regulatory action No
  • Criminal No
  • Bankruptcy No
  • Civil judicial No
  • Bond No
  • Judgment / lien No
  • Investigation No
  • Customer complaint Yes
  • Termination No
Employment History
OrganizationCityStateFromTo
Edward J. Ryan Jr. Rutherford NJ 01/1984 Present
Avantax Investment Services, Inc Rutherford NJ 08/1992 09/2025
Avantax Advisory Services Rutherford NJ 03/1994 09/2025
Avantax Insurance Agency, Llc Rutherford NJ 06/2017 09/2025
3 Union Ave Llc Rutherford NJ 11/2018 Present
Cetera Wealth Services, Llc Rutherford NJ 09/2025 Present
Cetera Investment Advisers Llc Schaumburg IL 09/2025 Present
  • 01/1984 → Present
    Edward J. Ryan Jr.
    Rutherford, NJ
  • 08/1992 → 09/2025
    Avantax Investment Services, Inc
    Rutherford, NJ
  • 03/1994 → 09/2025
    Avantax Advisory Services
    Rutherford, NJ
  • 06/2017 → 09/2025
    Avantax Insurance Agency, Llc
    Rutherford, NJ
  • 11/2018 → Present
    3 Union Ave Llc
    Rutherford, NJ
  • 09/2025 → Present
    Cetera Wealth Services, Llc
    Rutherford, NJ
  • 09/2025 → Present
    Schaumburg, IL
Previous Registrations
  • 2010-01-08 → 2025-09-05
    Avantax Advisory Services
    Rutherford, NJ
  • 2002-07-02 → 2004-12-13
    Avantax Advisory Services
    Rutherford, NJ
Other Businesses

2) 15 Union Ave Assoc II~15 Union Ave~Rutherford~NJ~07070~Rental Property Owner/Management~Partner/General Partner~7/1/2003~1hrs~0hrs~real estate owner of commercial property 3) Asbury Road Properties,LLC~15 Union Ave~Rutherford~NJ~07070~Rental Property Owner/Management~Partner/General Partner~1/1/1993~1hrs~0hrs~passive owner real estate.Duties are: prepare tax returns, arrange mortgage financing for property. All owners are included in any decision making. 4) Bill Moose Young Scholarship Fund Inc~475 Stuyveasant Ave~Rutherford~NJ~07070~Other~Director/Officer~1/6/2012~1hrs~0hrs~director/secretary for non profit organization that provides scholarship to children attending catholic high school 5) Edward Ryan~15 Union Ave~Rutherford~NJ~07070~Rental Property Owner/Management~Owner/Sole Proprietor~1/1/2005~1hrs~0hrs~passaive real estate owner for residential properties. Collect rent, complete mortgage applications 6) NJ Society of Enrolled Agents~'NIR'~PO Box 3328~Mercerville~NJ~08619~Elected/Appointed Official~Other~11/1/2015~2hrs~0hrs~Advocating for EA's 7) New England Mutual Life Ins. Co.~15 Union ave~Rutherford~NJ~07070~Other~Insurance Sales Agent~2/1/2004~1hrs~0hrs~Provides health insurance for clients 8) Real Estate Exchange Services LLC~15 Union Ave~Rutherford~NJ~07070~Other~Contractor~9/24/2007~0hrs~0hrs~Intermediary for Real Estate exchanges 9) Ryan Scholarship Foundation~15 Union Ave~Rutherford~NJ~07070~Nonprofit~Trustee~11/1/2015~1hrs~0hrs~Awarding scholarships to HS students 10) Ryan Financial~15 Union Ave~Rutherford~NJ~07070~Tax Preparation/Accounting~Tax Preparation/Accounting~1/1/1984~40hrs~20hrs~prepare income taxes 11) Ryan Financial Mortgage LLC~15 Union Ave~Rutherford~NJ~07070~Real Estate/Mortgage/Title Services/Appraisal~Owner/Sole Proprietor~1/1/2005~1hrs~0hrs~1031 exchanges 12) St. Mary High School~64 Chestnut St~Rutherford~NJ~07070~School/College Professor/Teacher/Administrator~Other~1/1/1989~1hrs~0hrs~Alumni Board, board member 13) United Healthcare~15 Union Ave~Rutherford~NJ~07070~Other~Insurance Sales Agent~2/1/2004~1hrs~0hrs~Provides health insurance for clients 14) 3 Union Ave LLC~15 Union Ave~Rutherford~NJ~07070~Rental Property~Owner~11/1/2018~1hrs~0hrs~50% owner of rental property with wife Lisa the other 50%. Decision making authority. Son Matthew manages the property. 15) NATIONAL ASSOCIATION OF ENROLLED AGENTS POSITION: Treasurer NATURE: National Association of Enrolled Agents(NAEA) INVESTMENT RELATED: No NUMBER OF HOURS: 4 SECURITIES TRADING HOURS: 2 START DATE: 05/19/2023 ADDRESS: 1730 Rhode Island Ave, Washington DC 20036 DESCRIPTION: I am chair of the finance committee and look after the financial well being of the association. 16) POWER OF ATTORNEY SAULIN POSITION: Power of Attorney NATURE: Power of Attorney for my Aunt INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 06/01/2023 ADDRESS: 15 Union Avenue, Rutherford NJ 07070; DESCRIPTION: My aunt is in a facility suffering from Dementia and depression. I handle all financial and personal decisions for her 17) ESTATE OF THOMAS SAULINO POSITION: Executor NATURE: Executor of my uncle Tom Saulino estate INVESTMENT RELATED: No NUMBER OF HOURS: 1 SECURITIES TRADING HOURS: 0 START DATE: 07/11/2024 ADDRESS: 15 Union Avenue, Rutherford NJ 07070 DESCRIPTION: handle the administration of the estate assets. The assets are inherited by my Aunt Louise Saulino 18) NAME OF OTHER BUSINESS: EXECUTOR FOR FRIEND; INVESTMENT RELATED: NO; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: EXECUTOR FOR FRIEND; START DATE: 12/2025; POSITION/TITLE/RELATIONSHIP: EXECUTOR; APX NUMBER OF HOURS PER WEEK: 0; APX NUMBER OF HOURS DURING TRADING HOURS: 0; BRIEF DESCRIPTION OF DUTIES: EXECUTOR FOR FRIEND;

Exams
CodeExamDate
S65 Uniform Investment Adviser Law Examination 2009-12-30
S63 Uniform Securities Agent State Law Examination 1993-05-07
  • S65 Uniform Investment Adviser Law Examination
    2009-12-30
  • S63 Uniform Securities Agent State Law Examination
    1993-05-07
Other Names
  • Ed Ryan
  • Ed Ryan
  • Edward Joseph Jr Ryan

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