Tim Timothy Formica

Current Employers

Bcn Financial, Inc.

3215 Encinal Avenue Suite L, Alameda, CA 94501 • United States

Current Registrations

Authority	Category	Status	Date
NV	RA	APPROVED	2025-11-10
ID	RA	APPROVED	2025-10-27
CA	RA	APPROVED	2005-09-20

NV RA
APPROVED

Since 2025-11-10
ID RA
APPROVED

Since 2025-10-27
CA RA
APPROVED

Since 2005-09-20

Branch Locations

Cypress, CA • United States

Disclosures

No disclosure categories reported as “Yes” on this SEC record.

Regulatory action No
Criminal No
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
Quest Securities, Inc.	Fair Oaks	CA	04/2000	02/2017
Catalyst Lending Inc	Irvine	CA	10/2014	12/2016
Clarity Real Estate Network	Irvine	CA	10/2014	12/2016
Crown Capital Securities, Lp	Orange	CA	02/2017	04/2024
Leader One Financial	Newport Beach	CA	12/2016	01/2017
Bcn Financial, Inc	Alameda	CA	02/2005	Present
Arbor Financial Group/Turnkey Foundation	Santa Ana	CA	01/2017	Present
Lpl Financial Llc	Fair Oaks	CA	04/2024	Present
Tim Formica Loans Llc	Cypress	CA	04/2017	03/2025
4Mac Associates, Inc.	Cypress	CA	10/2025	Present

04/2000 → 02/2017

Quest Securities, Inc.

Fair Oaks, CA
10/2014 → 12/2016

Catalyst Lending Inc

Irvine, CA
10/2014 → 12/2016

Clarity Real Estate Network

Irvine, CA
02/2017 → 04/2024

Crown Capital Securities, Lp

Orange, CA
12/2016 → 01/2017

Leader One Financial

Newport Beach, CA
02/2005 → Present

Bcn Financial, Inc

Alameda, CA
01/2017 → Present

Arbor Financial Group/Turnkey Foundation

Santa Ana, CA
04/2024 → Present

Lpl Financial Llc

Fair Oaks, CA
04/2017 → 03/2025

Tim Formica Loans Llc

Cypress, CA
10/2025 → Present

4Mac Associates, Inc.

Cypress, CA

Previous Registrations

2004-04-08 → 2005-10-19

Bcn Financial

Lake Forest, CA

Other Businesses

(1) 04/17/2024 - Real Estate Broker - Mortgage/Real Estate Services - Broker/ Agent - Investment Related - Home Based - Start Date 03/07/2022 - 2 Hours Per Month/ 2 Hours During Trading (2) 04/17/2024 - Arbor Financial/ The Turnkey Foundation INC - Mortgage/Real Estate Services - Investment Related - 2932 Daimier, Santa Ana, CA 92705 - Start Date 11/01/2017 - 2 Hours Per 1 Month/ 2 Hours During Trading (3) 10/10/2025 - 4Mac Associates, Inc. - Mortgage/Real Estate Services - Investment Related - Home Based- Start Date 03/06/2025 (4) 04/17/2024 - BCN Financial - DBA for LPL Business (entity for LPL business) - Investment Related - At Reported Business Location(s) - Start Date 06/01/1999 (5) 04/17/2024 - Notary License - Notary - Investment Related - At Reported Business Location(s) - Start Date 08/21/1999 (6) 04/25/2024 - BCN Financial, Inc - Inv Related - At Reported Business Location(s) - Registered Investment Advisor - IAR - Started: 6/1/1999 - 4 Hrs/Mo During Trading - I provide investment advisory services through BCN Financial, Inc, an independent investment advisor firm. I started this business activity in 6/1999. I expect to spend approximately 4hours per month on this activity. Please see the advisory firm's Form ADV for more information about its address, the nature of its business, its owners, and its services at http://www.adviserinfo.sec.gov/IAPD. The firm is separate from and independent of LPL Financial.

Exams

Code	Exam	Date
S65	Uniform Investment Adviser Law Examination	1998-10-01
S63	Uniform Securities Agent State Law Examination	1993-12-30

S65 Uniform Investment Adviser Law Examination

1998-10-01
S63 Uniform Securities Agent State Law Examination

1993-12-30

Other Names

Tim Formica
Thomas Timothy Formica

View on SEC IAPD