Michael Ernest Fornero

Employer firm

LPl Financial LLC CRD 6413

$819B regulatory AUM 209,600 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Educational seminars
• CONSULTING AND OTHER NON-DISCRETIONARY ADVISORY SERVICES

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 06/2001 → 12/2020
  Commonwealth Financial Network
  Waltham, MA
• 02/2020 → Present
  Preferred Rate Mortgage
  Oak Brook Terrace, IL
• 01/2019 → 02/2020
  Parkside Lending
  Oakbrook Terrace, IL
• 01/2018 → 01/2019
  Cmg Mortgage
  Oak Brook, IL
• 03/2017 → 01/2018
  Msi Mortgage
  Bloomington, IL
• 04/2009 → 03/2017
  Abc Bank
  Hinsdale Il, IL
• 12/2020 → Present
  Lpl Financial, Llc
  Naperville, IL

Previous Registrations

• 2020-06-24 → 2020-12-18
  Commonwealth Financial Network
  Lombard, IL
  Waltham, MA
  Lombard, IL

Other Businesses

1. 02/28/2022 - Optimal Wealth & Investments - DBA: Optimal Wealth & Investments, LLC - Investment Related - At Reported Business Location(s) - DBA for LPL Business (entity for LPL business) - Start Date: 12/17/2021 - 140 Hours Per Month/100 Hours During Securities Trading. 2. 04/04/2022 - CFG Planning Services - Not Investment Related - At Reported Business Location(s) - Business Entity For Tax/Investment Purposes Only - Start Date: 12/17/2021 - 5 Hours Per Month/0 Hours During Securities Trading. 3. 07/17/2026 - Flanagan State Bank - Mortgage/Real Estate Services - Investment Related - Flanagan, IL - Start Date 02/12/2020 - 20 hours per month/ 2 hours during trading

Exams

• S65 Uniform Investment Adviser Law Examination
  2020-06-24
• S63 Uniform Securities Agent State Law Examination
  1992-07-23