Bernadette Helen Herzog

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 01/1981 → Present
  Bernadette H. Herzog Cpa
  Mankato, MN
• 10/2013 → Present
  Bernadette Herzog Insurance Agency, Llc
  North Mankato, MN
• 06/2015 → Present
  Cetera Wealth Services, Llc
  El Segundo, CA
• 06/2023 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2010-09-08 → 2011-03-28
  Equitable Advisors, Llc
  New York, NY
  Mankato, MN
  Minneapolis, MN
  North Mankato, MN

Other Businesses

(1) NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES, INVESTMENT RELATED: YES, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: FIXED INSURANCE, START DATE: 6/2015, APX NUMBER OF HOURS PER WEEK: 4, APX NUMBER OF HOURS DURING TRADING HOURS: MINIMAL, POSITION/TITLE/RELATIONSHIP: INSURANCE AGENT, BRIEF DESCRIPTION OF DUTIES: SELLS LIFE, ANNUITIES AND LONG TERM CARE; (2) NAME OF OTHER BUSINESS: BERNADETTE H. HERZOG, CPA, INVESTMENT RELATED: NO, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: ACCOUNTING, TAX PREPARATION, AND PAYROLL SERVICES, START DATE: 6/2015, APX NUMBER OF HOURS PER WEEK: 20, APX NUMBER OF HOURS DURING TRADING HOURS: 20, BRIEF DESCRIPTION OF DUTIES: PROVIDES ACCOUNTING, TAX PREPARATION, AND PAYROLL SERVICES TO INDIVIDUALS, SMALL BUSINESSES, CORPORATIONS, PARTNERSHIPS, AND SOME SMALL TRUSTS.; (3) NAME OF OTHER BUSINESS: BVA PROPERTIES, LLC, INVESTMENT RELATED: NO, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: COMMERCIAL RENTAL PROPERTY, START DATE: 6/2015, APX NUMBER OF HOURS PER WEEK: 1, APX NUMBER OF HOURS DURING TRADING HOURS: MINIMAL, BRIEF DESCRIPTION OF DUTIES: CREATED TO KEEP BUSINESS PROPERTY SEPARATE FROM CPA AND INSURANCE BUSINESS. RENTAL INCOME.; (4) NAME OF OTHER BUSINESS: BERNADETTE HERZOG INSURANCE AGENCY, LLC, INVESTMENT RELATED: YES, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: LIFE INSURANCE, FIXED INDEX ANNUITY, LONG TERM CARE INSURANCE AND SERVICE, START DATE: 6/2015, APX NUMBER OF HOURS PER WEEK: 10, APX NUMBER OF HOURS DURING TRADING HOURS: 10, BRIEF DESCRIPTION OF DUTIES: SALES OF LIFE INSURANCE, ANNUITY PRODUCTS AND LONG-TERM CARE; (5) NAME OF OTHER BUSINESS: ADVISORNET FINANCIAL INVESTMENT RELATED: YES ADDRESS: SAME AS REGISTRATION NATURE OF BUSINESS: SALES OF SECURITIES START DATE: 9/2015 POSITION/TITLE/RELATIONSHIP: REGISTERED REPRESENTATIVE APX NUMBER OF HOURS PER WEEK: 40 APX NUMBER OF HOURS DURING TRADING HOURS: 32.5 BRIEF DESCRIPTION OF DUTIES: MEET WITH CLIENTS, DISCUSS NEEDS AND HELP FIND SUITABLE PRODUCTS 6) NAME OF OTHER BUSINESS: WINTHROP GOLF CLUB; INVESTMENT RELATED: NO; ADDRESS: 55155 300TH ST, WINTHROP, MN 55396; NATURE OF BUSINESS: BOARD; START DATE: 9/2024; POSITION/TITLE/RELATIONSHIP: ELECTED BOARD MEMBER; APX NUMBER OF HOURS PER WEEK: LESS THAN 1; APX NUMBER OF HOURS DURING TRADING HOURS: 0; BRIEF DESCRIPTION OF DUTIES: ATTEND MONTHLY BOARD MEETINGS FROM APRIL THROUGH OCTOBER AND THE ANNUAL MEETING IN NOVEMBER;

Exams

• S65 Uniform Investment Adviser Law Examination
  2015-11-04
• S63 Uniform Securities Agent State Law Examination
  2015-08-31
• S66 Uniform Combined State Law Examination
  2000-12-05

Other Names

• Bernadette Helen Wilson
• Bernadette Helen Wilking
• Bernadette Helen Steinbauer