Sofia S Malachowsky

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 09/2010 → 01/2018
  Crump Life Insurance Services
  Los Angeles, CA
• 08/2012 → 01/2018
  Pj Robb Variable Corp
  Salt Lake City, UT
• 01/2018 → 03/2018
  Unemployed
  Incline Village, NV
• 03/2018 → 04/2019
  Kestra Investment Services, Llc
  Fort Worth, TX
• 07/2021 → 01/2023
  Kestra Investment Services, Llc
  Fort Worth, TX
• 04/2019 → 07/2021
  Unemployed
  Incline Village, NV
• 01/2023 → 10/2024
  Lincoln Financial Distributors
  Radnor, PA
• 10/2024 → 12/2025
  Midland National Life Insurance Company
  West Des Moines, IA
• 01/2026 → Present
  Incline Life Consulting Group
  Incline Village, NV
• 07/2025 → Present
  Sofia Malachowsky - Expert Witness
  Incline Village, NV
• 02/2026 → Present
  Cetera Advisors Llc
  St Cloud, MN
• 02/2026 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Other Businesses

1. NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: FIXED INSURANCE; START DATE: 12/1988; APX NUMBER OF HOURS PER WEEK: 20; APX NUMBER OF HOURS DURING TRADING HOURS: 20; POSITION/TITLE/RELATIONSHIP: INSURANCE AGENT; BRIEF DESCRIPTION OF DUTIES: SALES OF FIXED INSURANCE PRODUCTS; 2. NAME OF OTHER BUSINESS: INCLINE LIFE CONSULTING GROUP; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: INSURANCE SALES; START DATE: 01/2026; POSITION/TITLE/RELATIONSHIP: PRESIDENT; APX NUMBER OF HOURS PER WEEK: 20; APX NUMBER OF HOURS DURING TRADING HOURS: 20; BRIEF DESCRIPTION OF DUTIES: INSURANCE SALES; 3. NAME OF OTHER BUSINESS: GENTRY PARTNERS LIMITED; INVESTMENT RELATED: YES; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: FINANCIAL SERVICES; START DATE: 02/2026; POSITION/TITLE/RELATIONSHIP: FINANCIAL PLANNER AND VP OF SALES; APX NUMBER OF HOURS PER WEEK: 40; APX NUMBER OF HOURS DURING TRADING HOURS: 30; BRIEF DESCRIPTION OF DUTIES: INSURANCE, POLICY REVIEWS AND FINANCIAL PLANNING; 4. NAME OF OTHER BUSINESS: SOFIA MALACHOWSKY - EXPERT WITNESS; INVESTMENT RELATED: NO; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: INSURANCE EXPERT WITNESS TESTIMONY; START DATE: 07/2025; POSITION/TITLE/RELATIONSHIP: PRESIDENT / EXPERT WITNESS; APX NUMBER OF HOURS PER WEEK: NONE; APX NUMBER OF HOURS DURING TRADING HOURS: NONE; BRIEF DESCRIPTION OF DUTIES: EXPERT WITNESS TESTIMONY IN CASES THAT INVOLVE INSURANCE.

Exams

• S63 Uniform Securities Agent State Law Examination
  2023-04-19

Designations

• Chartered Financial Consultant

Other Names

• Sofia Malachowsky
• Sofia S Malachowsky