Carlos Rafael Lara

Employer firm

Merrill Lynch, Pierce, Fenner & Smith Incorporated CRD 7691

$1.78T regulatory AUM 16,844 advisory clients

Reported services (Item 5G)

• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars
• PERFORMANCE MEASUREMENT REPORTS, ALLOCATION MODELING, IPS, RESEARCH REPORTS AND SERVICES, SEE SCHEDULE D

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 11/2025 → Present
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Fort Myers, FL
• 08/2023 → 11/2025
  Bank Of America
  Cape Coral, FL
• 07/2023 → 08/2023
  Unemployed
  Cape Coral, FL
• 07/2022 → 06/2023
  Whetstone Management Llc
  Doral, FL
• 12/2021 → 07/2022
  Stephen Douglas Associates Llc
  Doral, FL
• 09/2020 → 12/2021
  Management Resources, Inc
  Miami Springs, FL
• 04/2020 → 09/2020
  Unemployed
  Miami, FL
• 10/2019 → 03/2020
  Koning Restaurant International Llc
  Miami, FL
• 02/2019 → 09/2019
  Unemployed
  Miami, FL
• 11/2018 → 01/2019
  Park1
  Miami, FL
• 05/2018 → 10/2018
  Unemployed
  Miami, FL
• 02/2018 → 04/2018
  Restaurant Brands International Inc.
  Miami, FL
• 01/2015 → 01/2018
  Unemployed
  Miami, FL
• 12/2025 → Present
  Bank Of America, N.A.
  Fort Myers, FL

Exams

• S66 Uniform Combined State Law Examination
  2025-09-27