Frank C Luton

Employer firm

Merrill Lynch, Pierce, Fenner & Smith Incorporated CRD 7691

$1.78T regulatory AUM 16,844 advisory clients

Reported services (Item 5G)

• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars
• PERFORMANCE MEASUREMENT REPORTS, ALLOCATION MODELING, IPS, RESEARCH REPORTS AND SERVICES, SEE SCHEDULE D

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 10/2025 → Present
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Johnson City, TN
• 08/2023 → 10/2025
  Financial Insurance Group Benefits, Llc
  Johnson City, TN
• 08/2022 → 08/2023
  Beacon Financial Credit Union Dba Beacon Insurance Group, Llc
  Johnson City, TN
• 11/2014 → 08/2022
  The Hilb Group Dba Cse Insurance Agency
  Abingdon, VA
• 12/2025 → Present
  Bank Of America, N.A.
  Johnson City, TN

Exams

• S63 Uniform Securities Agent State Law Examination
  2025-06-24
• S65 Uniform Investment Adviser Law Examination
  2024-11-26

Other Names

• Frank Cundell Luton