Jose Miguel Abrams Arroyo

Employer firm

Osaic Wealth, Inc. CRD 23131

$235B regulatory AUM 56,660 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 10/2020 → Present
  Benitez Insurance Company
  Arecibo, PR
• 08/2014 → 05/2022
  Universidad De Puerto Rico - Mayaguez
  Mayaguez, PR
• 05/2025 → Present
  Osaic Wealth, Inc.
  San Juan, PR

Other Businesses

1. JOSE M ABRAMS ARROYO POSITION: Authorized Insurance Representative NATURE: DBA - Authorized Insurance Representative INVESTMENT RELATED: Yes NUMBER OF HOURS: 80 SECURITIES TRADING HOURS: 80 START DATE: 10/05/2020 ADDRESS: Urb. Linda Mar 12AA, Manati PR 00674, United States DESCRIPTION: Insurance Planning, Property Insurance, Casualty Insurance, Disability Insurance, Fixed Annuities, Equity Indexed Annuities, Term Life Insurance, Whole Life Insurance, Universal Life Insurance recommendations and sales. 2. CORUJO ADVISORY GROUP POSITION: Agent / Registered Advisor NATURE: General Agency Office for Life, Disability, Fixed Annuities, Equity Indexed Annuities and Property & Casualty Insurance INVESTMENT RELATED: Yes NUMBER OF HOURS: 96 SECURITIES TRADING HOURS: 96 START DATE: 07/28/2025 ADDRESS: 319 Villa Nevarez, Carr 21, San Juan PR 00927, United States DESCRIPTION: Selling of Life, Life, Disability, Fixed Annuities, Equity Indexed Annuities and Property & Casualty Insurance products 3. JOSE M ABRAMS ARROYO POSITION: Junior Investment Advisor NATURE: Junior Investment Advisor profesional services INVESTMENT RELATED: Yes NUMBER OF HOURS: 160 SECURITIES TRADING HOURS: 160 START DATE: 08/26/2025 ADDRESS: 319 Villa Nevarez, Carr 21, San Juan PR 00927, United States DESCRIPTION: Junior Investment Advisor duties: Financial Assessment: Conduct an analysis of the clients' financial situation. Financial Planning and Strategy: Develop personalized financial plans for clients, including short-, medium-, and long-term objectives.Investment Advisory: Propose and manage investment recommendations tailored to clients' risk profiles.Financial Resource Analysis and Optimization: Evaluate clients' investment portfolios and propose changes to maximize returns.Periodic Reports: Provide regular reports on investment performance and progress toward clients' financial goals. 4.JOSE M ABRAMS ARROYO POSITION: Financial Planner NATURE: Educative Seminars, General Education Seminars on retirement, financial planning and different financial topics INVESTMENT RELATED: No NUMBER OF HOURS: 2 SECURITIES TRADING HOURS: 2 START DATE: 11/12/2025 ADDRESS: 319 Villa Nevarez, Carr 21, San Juan PR 00674, United States DESCRIPTION: General Education Seminars on Financial Topics: Retirement planning education, financial planning education, investment planning for different life stages and scenarios.I offer educative seminars to encourage people to take care of their finance and expose them to different topics they might not be familiar with

Exams

• S63 Uniform Securities Agent State Law Examination
  2025-07-28
• S65 Uniform Investment Adviser Law Examination
  2025-01-31