Carmen Lena Habenicht

Current Employers

Employment History

• 09/2024 → 12/2025
  Eastern Washington University
  Cheney, WA
• 12/2024 → 12/2024
  H&R Block
  Graham, WA
• 04/2024 → 09/2024
  Unemployed
  Roy, WA
• 01/2021 → 03/2024
  1St Security Bank Of Washington
  Lacey, WA
• 03/2015 → 01/2021
  Credit Human Federal Credit Union
  Federal Way, WA
• 05/2025 → 06/2026
  Equitable Advisors, Llc
  Bellevue, WA
• 07/2026 → Present
  Voya Financial Advisors
  Roy, WA
• 06/2026 → Present
  Shield & Sage Holdings Llc
  Roy, WA

Previous Registrations

• 2025-05-27 → 2026-06-01
  Equitable Advisors, Llc
  Bellevue, WA
  Roy, WA
  Bellevue, WA

Other Businesses

SHIELD & SAGE HOLDINGS LLC POSITION: Owner NATURE: This is the parent company for any business ventures moving forward, including the DBA for my financial advising business. INVESTMENT RELATED: Yes NUMBER OF HOURS: 40 SECURITIES TRADING HOURS: 40 START DATE: 06/30/2026 ADDRESS: 9010 347th St S, Roy WA 98580, United States DESCRIPTION: Bookkeeping, accounting, marketing, and management of invested businesses under this LLC. CARMEN HABENICHT POSITION: Independent Insurance Agent NATURE: Fixed Insurance Sales INVESTMENT RELATED: No NUMBER OF HOURS: 10 SECURITIES TRADING HOURS: 10 START DATE: 07/20/2026 ADDRESS: 9010 347th St S, Roy WA 98580, United States DESCRIPTION: Sales of Fixed Insurance Products SHIELD & SAGE FINANCIAL POSITION: Financial Advisor NATURE: This is my retail business for financial advising, planning, etc. INVESTMENT RELATED: Yes NUMBER OF HOURS: 80 SECURITIES TRADING HOURS: 80 START DATE: 07/27/2026 ADDRESS: 9010 347th St S, Roy WA 98580, United States DESCRIPTION: My duties will be working with clients to find the best financial strategies for their personal and business goals, offering education, and assist in implementing the strategies that best support their financial plan.

Exams

• S66 Uniform Combined State Law Examination
  2025-04-17

Other Names

• Carmen Lena Johnson
• Carrie Johnson
• Carrie Habenicht