Penn G Saad

Employer firm

Merrill Lynch, Pierce, Fenner & Smith Incorporated CRD 7691

$1.78T regulatory AUM 16,844 advisory clients

Reported services (Item 5G)

• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars
• PERFORMANCE MEASUREMENT REPORTS, ALLOCATION MODELING, IPS, RESEARCH REPORTS AND SERVICES, SEE SCHEDULE D

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 04/2025 → Present
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Mount Pleasant, SC
• 02/2020 → 04/2025
  Escondido Golf & Lake Club
  Horseshoe Bay, TX
• 04/2014 → 11/2019
  Roaring Fork Club
  Basalt, CO
• 10/2014 → 05/2019
  Vintage Club
  Indian Wells, CA
• 06/2025 → Present
  Bank Of America, N.A.
  Mount Pleasant, SC

Other Businesses

I*: 2415309Entity Type: Business or Industry OrganizationName of other business: PGA of AmericaInvestment related: NoAddress: Browns Summit, NC 27214Position: Independent ContractorTitle or Relationship: PGA Class A memberDuties: Playing in professional golf tournaments and attending PGA SeminarsI*: 2417264Entity Type: Limited Liability CompanyName of other business: Elevee Custom ClothingInvestment related: NoAddress: Van Nuys, CA 91406Title or Relationship: Independent ContractorDuties: Selling and designing custom menswearI*: 2497322Entity Type: For ProfitName of OBA: Golf AirAddress: Cape town, South AfricaInvestment Related: NoPosition, Title, Association: Consultant/Independent ContractorEmployee Start Date: 5/28/2025Number of Hours: 1 hr annuallyNumber of Hours during trading: 0 Duties: Golf Air is a luxury golf & leisure travel company. Income would be commissions from referrals. I*3679289 Entity Type: Entity Charitable Name of OBA: YAC First Tee of Greater Charleston Address: Mt Pleasant, South Carolina, 29464 Investment Related: No Position, Title, Association: Board Member Employee Start Date: 02/15/2026 Number of Hours: 3, Monthly Number of Hours during trading: 0, Monthly Duties: Supporting the First Tee of Greater Charleston through advocacy & volunteer efforts, YAC is also a great network of young professionals in the Charleston area. Board Member

Exams

• S66 Uniform Combined State Law Examination
  2025-06-06