Zachary Karamaroudis

Employer firm

Charles Schwab & Co., Inc. CRD 5393

955,800 advisory clients

Reported services (Item 5G)

Financial planning
Selection of other advisers
WRAP FEE PROGRAM SPONSOR AND FINANCIAL PLANNING ADVISOR REFERRAL PROGRAM

From the firm’s Form ADV. Read the guides:

Current Employers

Charles Schwab & Co., Inc.

425 Market Street 17Th Floor, San Francisco, CA 94105 • United States

Current Registrations

Authority	Category	Status	Date
CO	RA	APPROVED	2026-07-06

CO RA
APPROVED

Since 2026-07-06

Branch Locations

9800 Schwab Way, Lone Tree, CO 80124 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

Regulatory action No
Criminal Yes
Bankruptcy No
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
Unemployed	Denver	CO	07/2016	12/2019
Full Time Education	Denver	CO	01/2020	12/2021
Pollack Accounting	Wheatridge	CO	01/2022	12/2023
Full Time Education	Denver	CO	01/2022	12/2023
Unemployed	Golden	CO	01/2024	02/2025
Charles Schwab & Co., Inc.	Lone Tree	CO	03/2025	Present

07/2016 → 12/2019

Unemployed

Denver, CO
01/2020 → 12/2021

Full Time Education

Denver, CO
01/2022 → 12/2023

Pollack Accounting

Wheatridge, CO
01/2022 → 12/2023

Full Time Education

Denver, CO
01/2024 → 02/2025

Unemployed

Golden, CO
03/2025 → Present

Charles Schwab & Co., Inc.

Lone Tree, CO

Exams

Code	Exam	Date
S66	Uniform Combined State Law Examination	2026-07-06
S63	Uniform Securities Agent State Law Examination	2025-07-18

S66 Uniform Combined State Law Examination

2026-07-06
S63 Uniform Securities Agent State Law Examination

2025-07-18

View on SEC IAPD