James Calvin Combs

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 11/2019 → 08/2022
  Ameriprise Financial Services, Llc
  Colchester, VT
• 05/2018 → 10/2019
  National Life Group
  Montpelier, VT
• 05/2008 → 12/2020
  Good Neighbor Lawn Care
  Essex Junction, VT
• 08/2015 → 05/2018
  Saint Michaels College
  Colchester, VT
• 05/2017 → 08/2017
  Pricewaterhousecoopers Llp
  Montpelier, VT
• 10/2022 → Present
  Cetera Financial Specialists Llc
  Schaumburg, IL
• 10/2022 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL
• 08/2025 → Present
  Cartier Wealth
  Cheshire, CT

Previous Registrations

• 2020-09-18 → 2022-08-23
  Ameriprise Financial Services, Llc
  Colchester, VT

Other Businesses

1) NAME OF OTHER BUSINESS: CARTIER WEALTH; INVESTMENT RELATED: YES, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: FINANCIAL SERVICES, START DATE: 8/2025, POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL, APX NUMBER OF HOURS PER WEEK: 40, APX NUMBER OF HOURS DURING TRADING HOURS: 32.5, BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES; 2) NAME OF OTHER BUSINESS: ALIGNED LIFE & BUSINESS COACHING; INVESTMENT RELATED: NO; ADDRESS: SAME AS REGISTERED LOCATION; NATURE OF BUSINESS: CONSULTING & COACHING; START DATE: 5/2026; POSITION/TITLE/RELATIONSHIP: OWNER; APX NUMBER OF HOURS PER WEEK: 3; APX NUMBER OF HOURS DURING TRADING HOURS: 0; BRIEF DESCRIPTION OF DUTIES: PROVIDE EDUCATION AND COACHING SERVICES;

Exams

• S66 Uniform Combined State Law Examination
  2020-09-15

Designations

• Certified Financial Planner

Other Names

• J Calvin Combs