Madhavi Niranjan Holay

Employer firm

Schwab Wealth Advisory, Inc. CRD 159035

168,774 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 03/2019 → 01/2020
  Waddell & Reed, Inc.
  Irvine, CA
• 01/2014 → 05/2017
  Digital Federal Credit Union
  Marlborough, CA
• 06/2017 → 01/2018
  Unemployed
  Irvine, CA
• 01/2018 → 11/2018
  Kelly Services (Johnson & Johnson)
  Irvine, CA
• 11/2018 → 01/2020
  Innovative Employee Solutions
  Irvine, CA
• 03/2019 → 01/2020
  Balaji Rao
  Irvine, CA
• 01/2020 → 01/2021
  The Ayco Company, L.P./Mercer Allied
  Irvine, CA
• 01/2021 → 10/2025
  Goldman Sachs & Co. Llc
  Newport Beach, CA
• 10/2025 → Present
  Charles Schwab & Co., Inc
  Phoenix, AZ
• 10/2025 → Present
  Schwab Wealth Advisory, Inc
  Phoenix, AZ

Previous Registrations

• 2020-02-13 → 2025-10-31
  Goldman Sachs Wealth Services, L.P.
  Irvine, CA
  Newport Beach, CA
• 2019-04-22 → 2020-01-22
  Waddell & Reed
  Las Vegas, NV
  Irvine, CA

Exams

• S66 Uniform Combined State Law Examination
  2019-02-01
• S63 Uniform Securities Agent State Law Examination
  2018-09-08

Designations

• Certified Financial Planner

Other Names

• Madhavi Arun Kulkarni
• Madhavi Niranjan Holay
• Madhavi Holay