Frank Gilbert Ramirez

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 10/2005 → 04/2018
  Farmers Insurance
  Houston, TX
• 04/2018 → 04/2022
  Massmutual Life Insurance Company
  Houston, TX
• 04/2019 → 04/2022
  Mml Investors Services, Llc
  Houston, TX
• 04/2022 → Present
  Cetera Advisors Llc
  St. Cloud, MN
• 01/2019 → Present
  Joe Bruno Bbq/Jb Bbq
  Houston, TX
• 04/2022 → Present
  Firmitas Financial Group
  Houston, TX
• 03/2024 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2022-03-04 → 2022-04-21
  Mml Investors Services, Llc
  Houston, TX
  Houston, TX
  Houston, TX
  Houston, TX
  Houston, TX

Other Businesses

1. NAME OF OTHER BUSINESS: FIXED INSURANCE WITH VARIOUS COMPANIES, INVESTMENT RELATED: YES, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: FIXED INSURANCE, START DATE: 04/2018, APX NUMBER OF HOURS PER WEEK: 3, APX NUMBER OF HOURS DURING TRADING HOURS: 3, POSITION/TITLE/RELATIONSHIP: INSURANCE AGENT , BRIEF DESCRIPTION OF DUTIES: SELLS LIFE, HEALTH, DISABILITY, FIXED ANNUITIES AND LONG-TERM CARE ; 2. NAME OF OTHER BUSINESS: TOTUS WEALTH MANAGEMENT, INVESTMENT RELATED: YES, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: FINANCIAL SERVICES, START DATE: 04/2022, POSITION/TITLE/RELATIONSHIP: FINANCIAL PROFESSIONAL, APX NUMBER OF HOURS PER WEEK: 40, APX NUMBER OF HOURS DURING TRADING HOURS: 32.5, BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES; 3. NAME OF OTHER BUSINESS: FIRMITAS FINANCIAL GROUP , INVESTMENT RELATED: YES, ADDRESS: SAME AS REGISTERED LOCATION, NATURE OF BUSINESS: FINANCIAL SERVICES, START DATE: 04/2022, POSITION/TITLE/RELATIONSHIP: OWNER/CEO, APX NUMBER OF HOURS PER WEEK: 40, APX NUMBER OF HOURS DURING TRADING HOURS: 32.5, BRIEF DESCRIPTION OF DUTIES: DBA FOR FINANCIAL SERVICES; 4. NAME OF OTHER BUSINESS: JOE BRUNO BBQ/JB BBQ, INVESTMENT RELATED: NO, ADDRESS: 1542 CHESHIRE LN, HOUSTON, TX, 77018, NATURE OF BUSINESS: FOOD SERVICE, START DATE: 01/2019, POSITION/TITLE/RELATIONSHIP: OWNER, APX NUMBER OF HOURS PER WEEK: 5, NOT DURING TRADING HOURS, BRIEF DESCRIPTION OF DUTIES: OWNED CATERING COMPANY; 5. NAME OF OTHER BUSINESS: GIG WORKER SOLUTIONS; INVESTMENT RELATED: NO; ADDRESS: SAME AS RESIDENTIAL LOCATION; NATURE OF BUSINESS: SELF EMPLOYMENT BENEFITS PACKAGE; START DATE: 12/2023; TITLE: REFERRER; APX NUMBER OF HOURS PER WEEK: 5; APX NUMBER OF HOURS DURING TRADING HOURS: 5; BRIEF DESCRIPTION OF DUTIES: REFER SELF-EMPLOYED INDIVIDUALS TO GIG WORKER SOLUTIONS' BENEFIT PACKAGES;

Exams

• S66 Uniform Combined State Law Examination
  2022-02-23

Other Names

• Frank Gilbert Ramirez
• Ramirez Frank
• Frank G Ramirez
• Ramirez Gilbert Frank