Michael Dean Dear

Employer firm

Cetera Investment Advisers LLC CRD 105644

$257B regulatory AUM 24,019 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 11/2013 → 04/2017
  H & R Block
  Jackson, MI
• 04/2016 → 05/2017
  Glp & Associates
  Farmington Hills, MI
• 12/2017 → 06/2019
  Goldsmith & Associates
  Jackson, MI
• 07/2018 → 09/2025
  Avantax Investment Services, Inc.
  Cement City, MI
• 06/2017 → 11/2017
  Unemployed
  Cement City, MI
• 07/2018 → 07/2019
  Hd Vest Insurance Agency, Llc
  Irving, TX
• 08/2018 → 09/2025
  Avantax Insurance Agency, Llc
  Cement City, MI
• 01/2020 → 09/2025
  Avantax Advisory Services
  Cement City, MI
• 01/2020 → Present
  Taxfyle
  Coral Gables, FL
• 10/2019 → Present
  Dear Financial & Tax Solutions
  Cement City, MI
• 09/2012 → 08/2020
  Soto & Dear Investments Llc
  Cement City, MI
• 09/2025 → Present
  Cetera Wealth Services, Llc
  El Segundo, CA
• 09/2025 → Present
  Cetera Investment Advisers Llc
  Schaumburg, IL

Previous Registrations

• 2020-01-22 → 2025-09-05
  Avantax Advisory Services
  Cement City, MI
  Cement City, MI

Other Businesses

2) Taxfyle~2903 Salzedo Street 2nd floor~Coral Gables~FL~33134~Accounting Services/Tax Preparation~Independent Contractor~1/10/2020~40hrs~40hrs~Personal and Small Business Tax Returns 3) DEAR FINANCIAL & TAX SOLUTIONS LLC POSITION: Owner NATURE: Accounting Services/Tax Preparation and Investment services. INVESTMENT RELATED: No NUMBER OF HOURS: 160 SECURITIES TRADING HOURS: 130 START DATE: 10/31/2019 ADDRESS: 14295 Killybegs LN, Cement City MI 49233, United States DESCRIPTION: financial statement preparation, bank reconciliations. E-file 1040, 1065, 1120-S tax returns 4) Taxfyle; Independent Contractor; Accounting Services/Tax Preparation; NIR; 40; 01/10/2020; 2903 Salzedo Street 2nd floor Coral Gables FL 33134; Personal and Small Business Tax Returns

Exams

• S65 Uniform Investment Adviser Law Examination
  2020-01-14
• S63 Uniform Securities Agent State Law Examination
  2018-08-27