Michael John Chrustawka

Employer firm

Gradient Advisors, LLC CRD 152665

$289M regulatory AUM 64 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Pension consulting
• Selection of other advisers

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 04/2021 → 04/2022
  Ruggiero Wealth Management, Llc
  Coeurd'ALene, ID
• 10/2019 → 04/2022
  Michael Chrustawka - Sole Proprietor
  Gainesville, TX
• 02/2019 → Present
  Piper Properties Llc
  Gainesville, TX
• 08/1989 → Present
  Michael Chrustawka Inc.
  Gainesville, TX
• 04/2014 → 12/2016
  Performance Arbitrage
  Flowood, MS
• 01/2017 → 02/2019
  Life Funding Options
  Greenville, SC
• 04/2022 → Present
  Gradient Advisors Llc
  Arden Hills, MN

Previous Registrations

• 2021-06-17 → 2022-05-11
  Ruggiero Wealth Management
  Coeur D'ALene, ID
  Gainesville, TX

Other Businesses

(1) PIPER PROPERTIES LLC; NOT INV RELATED; RENTAL PROPERTY OWNER; GAINESVILLE, TX; MINIMAL TIME AND INCOME; START 02/2019. (2) MIKE CHRUSTAWKA INC.; NOT INV RELATED; OWNER/HORSE BREEDING/TRAINING/SALES; GAINESVILLE, TX; APPROX 4O HRS PER MONTH; START 08/1989.

Exams

• S63 Uniform Securities Agent State Law Examination
  2019-06-13
• S65 Uniform Investment Adviser Law Examination
  2019-05-24