Ryan J Cardiff

Employer firm

Vernal Point Advisors, LLC CRD 166587

$3.94B regulatory AUM

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Selection of other advisers
• FAMILY OFFICE SERVICES

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 08/2020 → 08/2021
  First Republic Investment Management, Inc
  San Francisco, CA
• 09/2020 → 08/2021
  First Republic Securities Company, Llc
  San Francisco, CA
• 08/2016 → 05/2020
  Uc Berkeley Athletics
  Berkeley, CA
• 06/2017 → 08/2017
  Us Sports Camps
  San Rafael, CA
• 08/2018 → 03/2020
  Berkeley Tennis Club
  Berkeley, CA
• 06/2018 → 08/2018
  First Republic Bank
  San Francisco, CA
• 05/2019 → 08/2020
  Visa
  San Francisco, CA
• 05/2020 → 01/2023
  Orinda Country Club
  Orinda, CA
• 09/2021 → 01/2023
  Morgan Stanley
  San Francisco, CA
• 01/2023 → 07/2025
  Ubs Financial Services
  San Francisco, CA
• 08/2025 → Present
  Vernal Point Advisors, Llc
  San Francisco, CA

Previous Registrations

• 2023-01-19 → 2025-07-29
  Ubs Financial Services Inc.
  San Francisco, CA
• 2021-09-22 → 2023-01-13
  Morgan Stanley
  San Francisco, CA
• 2020-09-25 → 2021-08-23
  J.P. Morgan Private Wealth Advisors Llc
  San Francisco, CA

Other Businesses

* 456048 - Orinda Country Club; Investment related No; Orinda, California; Country club that includes golf, tennis, and swimmingUnited States, I coach tennis at the club on Saturday mornings, start date-5/18/2020; During business hours: 0; After business hours: 5; Labor/Service.

Exams

• S66 Uniform Combined State Law Examination
  2020-09-25

Designations

• Chartered Financial Analyst

Other Names

• Ryan Joseph Cardiff