Dhruv Oberoi

Employer firm

Merrill Lynch, Pierce, Fenner & Smith Incorporated CRD 7691

$1.78T regulatory AUM 16,844 advisory clients

Reported services (Item 5G)

• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars
• PERFORMANCE MEASUREMENT REPORTS, ALLOCATION MODELING, IPS, RESEARCH REPORTS AND SERVICES, SEE SCHEDULE D

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 05/2019 → Present
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Short Hills, NJ
• 07/2011 → 05/2019
  Mnd Corp/Subway
  West Orange, NJ
• 08/2009 → 03/2018
  Oberoi Holdings/Subway
  Verona, NJ
• 07/2019 → Present
  Bank Of America, N.A.
  Short Hills, NJ

Other Businesses

I*: Entity Type: For ProfitName of outside business organization: Keller Williams NJ Metro GroupInvestment related: NoAddress of business: Montclair, New Jersey 07043Position, title, association: Other, Referral Real Estate agent licenseStart date of relationship: 05/17/2017Number of hours devoted: 0 Number of hours devoted during trading hours: 0Duties: Referral Real Estate license. Held with brokerage but not actively involved.in any sales or office functions. I understand I will not receive or accept any compensation related to referrals or real estate from outside activity. I*1972293 Entity Type: N/A Name of OBA: Rental Property 1 Address: Edison, New Jersey, 08817 Investment Related: No Position, Title, Association: Co-owner with other family members Employee Start Date: 06/05/2026 Number of Hours: 0, Yearly Number of Hours during trading: 0, Yearly Duties: N/A

Exams

• S66 Uniform Combined State Law Examination
  2019-09-03