Richard Smith Dow

Employer firm

Charles Schwab & Co., Inc. CRD 5393

955,800 advisory clients

Reported services (Item 5G)

Financial planning
Selection of other advisers
WRAP FEE PROGRAM SPONSOR AND FINANCIAL PLANNING ADVISOR REFERRAL PROGRAM

From the firm’s Form ADV. Read the guides:

Current Employers

Charles Schwab & Co., Inc.

425 Market Street 17Th Floor, San Francisco, CA 94105 • United States

Current Registrations

Authority	Category	Status	Date
TX	RA	APPROVED	2024-11-20

TX RA
APPROVED

Since 2024-11-20

Branch Locations

Frisco, TX • United States

3000 Schwab Way, Westlake, TX 76262 • United States

Disclosures

1 disclosure category reported Yes on this SEC record. Read each Yes below, then review the firm’s Form ADV Item 11 guide for how disclosure questions work.

Regulatory action No
Criminal No
Bankruptcy Yes
Civil judicial No
Bond No
Judgment / lien No
Investigation No
Customer complaint No
Termination No

Employment History

Organization	City	State	From	To
Charles Schwab & Co., Inc.	Frisco	TX	07/2020	Present
The Ritz-Carlton	Dallas	TX	09/2018	06/2020
Liberty Mutual Insurance	Plano	TX	09/2016	09/2018
The Ritz-Carlton	Dallas	TX	01/2013	09/2016
Marriott International	Dallas	TX	04/2005	06/2020

07/2020 → Present

Charles Schwab & Co., Inc.

Frisco, TX
09/2018 → 06/2020

The Ritz-Carlton

Dallas, TX
09/2016 → 09/2018

Liberty Mutual Insurance

Plano, TX
01/2013 → 09/2016

The Ritz-Carlton

Dallas, TX
04/2005 → 06/2020

Marriott International

Dallas, TX

Exams

Code	Exam	Date
S66	Uniform Combined State Law Examination	2024-11-19
S63	Uniform Securities Agent State Law Examination	2021-08-02

S66 Uniform Combined State Law Examination

2024-11-19
S63 Uniform Securities Agent State Law Examination

2021-08-02

Other Names

Richard Dow

View on SEC IAPD