Michael Jay Septimo

Employer firm

LPl Financial LLC CRD 6413

$819B regulatory AUM 209,600 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (institutions)
• Educational seminars
• CONSULTING AND OTHER NON-DISCRETIONARY ADVISORY SERVICES

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 06/2015 → 05/2018
  Santa Rosa Junior College
  Santa Rosa, CA
• 07/2016 → 09/2019
  In-N-Out Burger
  Santa Rosa, CA
• 05/2019 → 02/2020
  Teamlogic It
  Santa Rosa, CA
• 08/2018 → 05/2020
  Sonoma State University
  Rohnert Park, CA
• 05/2020 → 06/2021
  New York Life
  Santa Rosa, CA
• 02/2021 → 06/2021
  Nylife Securities Llc
  Santa Rosa, CA
• 07/2021 → 01/2023
  Redwood Credit Union
  Santa Rosa, CA
• 07/2021 → 01/2023
  Cuso Financial Services, Lp
  San Diego, CA
• 01/2023 → 09/2024
  Cuso Financial Services, Lp
  San Diego, CA
• 01/2023 → Present
  Redwood Credit Union
  Santa Rosa, CA
• 09/2024 → Present
  Lpl Financial Llc
  Santa Rosa, CA

Previous Registrations

• 2022-03-25 → 2024-09-18
  Cuso Financial Services, L.P.
  Santa Rosa, CA
  Santa Rosa, CA

Other Businesses

1) 09/19/2024 - Investment products and services are offered through LPL Financial LLC using the DBA/trade name Redwood Wealth Management - Inv. Related- At reported business location(s) 2. 09/02/2025 - The Bunker Hoop House / California Storm - Other - Sports - Santa Rosa, CA - Not Inv rel - Start date: 08/25/2025 - 15hrs/mnth - 0hrs during Trading

Exams

• S65 Uniform Investment Adviser Law Examination
  2022-03-24
• S63 Uniform Securities Agent State Law Examination
  2021-03-19

Other Names

• Michael Septimo
• Michael J Septimo