Rachel R Higgins

Employer firm

Merrill Lynch, Pierce, Fenner & Smith Incorporated CRD 7691

$1.78T regulatory AUM 16,844 advisory clients

Reported services (Item 5G)

• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars
• PERFORMANCE MEASUREMENT REPORTS, ALLOCATION MODELING, IPS, RESEARCH REPORTS AND SERVICES, SEE SCHEDULE D

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 05/2026 → Present
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Ponte Vedra Beach, FL
• 06/2026 → Present
  Bank Of America, N.A.
  Ponte Vedra Beach, FL
• 06/2024 → 05/2026
  Morgan Stanley
  Ponte Vedra Beach, FL
• 04/2024 → 06/2024
  Coastal States Bank
  Jacksonville, FL
• 10/2022 → 03/2024
  Virginia Western Community College
  Roanoke, VA
• 09/2022 → 09/2022
  Morgan Stanley
  Roanoke, VA
• 11/2021 → 08/2022
  Virginia Western Community College
  Roanoke, VA
• 09/2021 → 10/2021
  Rhodes, Butler, And Dellinger, Pc
  Roanoke, VA
• 04/2021 → 08/2021
  Healing Hands Health Center
  Bristol, TN
• 01/2021 → 03/2021
  Sally's Beauty Supply Co
  Johnson City, TN
• 10/2020 → 02/2021
  University Of Miami
  Miami , FL
• 02/2020 → 10/2020
  Service 1St Federal Credit Union
  Danville, PA
• 02/2020 → 02/2020
  Milton Area School District
  Milton, PA
• 08/2019 → 05/2022
  University Of North Carolina At Pembroke
  Raleigh, NC
• 10/2018 → 10/2019
  Central Carolina Community College
  Sanford, NC
• 09/2018 → 10/2019
  Central Carolina Community College
  Sanford, NC
• 05/2017 → 05/2019
  Central Carolina Community College
  Sanford, NC
• 11/2016 → 05/2017
  North Carolina State University
  Raleigh, NC
• 07/2016 → 10/2016
  Pnc Bank
  Fuquay Varina, NC
• 08/2014 → 10/2019
  Georgia Highlands College
  Rome, GA

Previous Registrations

• 2024-10-03 → 2026-05-21
  Morgan Stanley
  Ponte Vedra Beach, FL
  Jacksonville, FL

Exams

• S66 Uniform Combined State Law Examination
  2024-10-02

Other Names

• Rachel Ruby Higgins
• Rachel Ruby Mansell