Michael Raymond Higgins

Employer firm

Merrill Lynch, Pierce, Fenner & Smith Incorporated CRD 7691

$1.78T regulatory AUM 16,844 advisory clients

Reported services (Item 5G)

• Portfolio management (individuals)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers
• Educational seminars
• PERFORMANCE MEASUREMENT REPORTS, ALLOCATION MODELING, IPS, RESEARCH REPORTS AND SERVICES, SEE SCHEDULE D

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 06/2016 → 02/2019
  National Financial Services Group
  Jacksonville, FL
• 08/2016 → 03/2018
  Equity Services, Inc.
  Montpelier, VT
• 03/2019 → 06/2022
  W&S Brokerage Services
  Cincinnati, OH
• 02/2019 → 06/2022
  Western & Southern Life
  Jacksonville, FL
• 08/2022 → Present
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Jacksonville, FL
• 10/2022 → Present
  Bank Of America N.A.
  Jacksonville, FL

Other Businesses

WESTERN & SOUTHERN LIFE; NOT INVESTMENT RELATED; JACKSONVILLE, FL; FULL TIME FINANCIAL REPRESENTATIVE

Exams

• S66 Uniform Combined State Law Examination
  2022-12-02

Other Names

• Michael Higgins