Zachariah A Harney

Employer firm

Creative Planning CRD 105348

$296B regulatory AUM 1,767 advisory clients

Reported services (Item 5G)

• Financial planning
• Portfolio management (individuals)
• Portfolio management (pooled vehicles)
• Portfolio management (institutions)
• Pension consulting
• Selection of other advisers

From the firm’s Form ADV. Read the guides:

• Item 5F — Regulatory AUM
• Item 5G — Advisory services
• Full firm profile

Current Employers

Employment History

• 08/2015 → 01/2019
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Carmel, CA
• 12/2016 → 01/2019
  Bank Of America, N.A.
  Carmel, CA
• 01/2019 → 03/2025
  Monterey Private Wealth
  Monterey, CA
• 04/2025 → Present
  Creative Planning, Llc
  Overland Park, KS

Previous Registrations

• 2019-02-07 → 2025-04-21
  Monterey Private Wealth, Inc.
  Monterey, CA
  Grand Rapids, MI
  Monterey, CA
  Meridian, ID
  Grand Rapids, MI
  Caledonia, MI
• 2016-04-04 → 2019-02-01
  Merrill Lynch, Pierce, Fenner & Smith Incorporated
  Carmel, CA

Other Businesses

I*108832 FOR PROFIT OR NOT FOR PROFIT: FOR-PROFIT ORGANIZATION NAME OF OUTSIDE BUSINESS ORGANIZATION: KZ RENTALS LLC INVESTMENT RELATED: Y ADDRESS OF BUSINESS: GRANDVILLE, MICHIGAN 49418 NATURE OF BUSINESS: LLC, POSITION, TITLE, ASSOCIATION: OWNER, START DATE OF RELATIONSHIP: 10/2/2017 NUMBER OF HOURS DEVOTED: 5 HOUR(S) MONTHLY NUMBER OF HOURS DEVOTED DURING TRADING HOURS: 0 DUTIES: THIS IS A SMALL RENTAL LLC WITH FAMILY MEMBERS. CURRENTLY WE HAVE 4 PROPERTIES.

Exams

• S66 Uniform Combined State Law Examination
  2016-04-02

Designations

• Certified Financial Planner

Other Names

• Zach Allen Harney